10512 ZIP Code, Carmel, NY

10512 is a ZIP code in Carmel, New York in Putnam County. It covers 52 square miles of land. The closest ZIP codes are 10541, 10542 and 10509. 24,234 people live here in 9,232 households. With about 464 people per square mile it is lightly settled, and most homes are owner-occupied (83%). Median household income is $117,701, above the New York median of $85,974.

Quick facts

Key figures

MeasureValue
Residents24,234
Households9,232
Median household income$117,701
Income per person$54,284
Median age44.7
Homeowners82.7%
Median home value$410,500
Median rent$1,492
Bachelor's degree or higher43.4%
Average commute (minutes)38.5
Households with kids under 1828.3%
Moved in the past year9.8%
Below the poverty line6.8%
Broadband internet91.6%
Speak a non-English language at home21.3%

Household income

% of householdsValue
<$10K2.9%
$10–15K2.7%
$15–25K6.1%
$25–35K4.5%
$35–50K7.5%
$50–75K9.7%
$75–100K8.4%
$100–150K20.2%
$150–200K16.5%
$200K+21.4%

Age

% of all residentsValue
<109.1%
10–1911.0%
20–246.3%
25–3411.3%
35–4412.8%
45–5413.7%
55–6415.2%
65–7411.9%
75+8.5%

Tenure

% of housing unitsValue
Owned, with mortgage50.4%
Owned outright27.8%
Rented16.0%
Vacant5.8%

Type of building

% of housing unitsValue
Detached house67.6%
Townhome13.8%
2–4 units6.2%
5–19 units6.6%
20+ units5.5%
Mobile / other0.3%

Businesses in 10512

632 business establishments with 5,107 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

10512 has 18 USPS carrier routes with 10,127 residential and 540 business mailboxes. Open the EDDM route map.

Carrier routes in 10512

10512 has 18 USPS carrier routes (5 city (C), 13 rural (R)) with 10,127 residential and 540 business mailboxes. Routes range from 383 homes (C004) to 704 homes (C006); the median route has 575 homes. The Census counted 9,232 households in 10512 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2490
250–4992
500–74916
750–9990
1,000–1,4990
1,500+0

Best routes in 10512 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route C005 — USPS business mailboxes 126, 588 homes
  2. Route R005 — USPS business mailboxes 108, 603 homes
  3. Route C004 — USPS business mailboxes 66, 383 homes
  4. Route C006 — USPS business mailboxes 61, 704 homes
  5. Route R009 — USPS business mailboxes 49, 611 homes

Select these 5 routes on the route map

Every carrier route in 10512

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
C002City58143$118,914———
C003City5022$118,914———
C004City38366$118,914———
C005City588126$116,764———
C006City70461$118,914———
R001Rural4751$117,310———
R002Rural5086$145,770———
R003Rural5252$155,836———
R004Rural5916$108,867———
R005Rural603108$124,878———
R007Rural5929$81,169———
R008Rural5682$118,914———
R009Rural61149$117,310———
R010Rural51614$145,770———
R011Rural5482$140,046———
R012Rural5285$107,872———
R013Rural68935$96,177———
R014Rural6153$108,867———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 10512 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 10512

Where it ranks

Mail every home in 10512

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 10512, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 10512 in?
10512 is a Carmel, NY mailing address. By land area, 18% lies inside Carmel and 10% lies inside Lake Carmel; the rest is outside any Census-defined city or community.
What county is 10512 in?
10512 is in Putnam County.
What is the population of 10512?
About 24,234 people (±1,081), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 24,664.
What is the median household income in 10512?
$117,701 (±$11,958), compared with $85,974 for New York as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 10512?
18 USPS carrier routes with 10,127 residential and 540 business mailboxes (10,668 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 10512?
The closest, measured center to center: 10541 (5 mi, Mahopac), 10542 (6 mi, Mahopac), 10509 (6.5 mi, Peach Lake), 12531 (6.7 mi, Shorehaven), 12582 (6.7 mi) and 12563 (7.3 mi, Putnam Lake).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.