10989 ZIP Code, Valley Cottage, NY

10989 is a ZIP code in Valley Cottage, New York in Rockland County. It covers 4.8 square miles of land. The closest ZIP codes are 10920, 10960 and 10994. 9,187 people live here in 3,328 households. At about 1,900 people per square mile it has suburban density, and most homes are owner-occupied (89%). Median household income is $134,267, well above the New York median of $85,974; the median age is 46.8, older than most ZIP codes.

Quick facts

Key figures

MeasureValue
Residents9,187
Households3,328
Median household income$134,267
Income per person$64,717
Median age46.8
Homeowners89.4%
Median home value$549,700
Median rent$2,065
Bachelor's degree or higher58.2%
Average commute (minutes)32.7
Households with kids under 1832.0%
Moved in the past year5.3%
Below the poverty line2.8%
Broadband internet95.0%
Speak a non-English language at home20.9%

Household income

% of householdsValue
<$10K4.6%
$10–15K0.0%
$15–25K0.7%
$25–35K1.6%
$35–50K9.3%
$50–75K4.8%
$75–100K17.6%
$100–150K19.1%
$150–200K9.5%
$200K+32.8%

Age

% of all residentsValue
<1012.7%
10–198.6%
20–245.4%
25–349.7%
35–449.9%
45–5415.8%
55–6414.2%
65–7416.4%
75+7.2%

Tenure

% of housing unitsValue
Owned, with mortgage52.2%
Owned outright32.4%
Rented9.9%
Vacant5.5%

Type of building

% of housing unitsValue
Detached house65.1%
Townhome1.0%
2–4 units14.2%
5–19 units15.2%
20+ units4.4%
Mobile / other0.0%

Businesses in 10989

245 business establishments with 2,552 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

10989 has 7 USPS carrier routes with 3,445 residential and 182 business mailboxes. Open the EDDM route map.

Carrier routes in 10989

10989 has 7 USPS carrier routes (7 rural (R)) with 3,445 residential and 182 business mailboxes. Routes range from 214 homes (R008) to 647 homes (R002); the median route has 559 homes. The Census counted 3,328 households in 10989 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2491
250–4991
500–7495
750–9990
1,000–1,4990
1,500+0

Best routes in 10989 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route R006 — USPS business mailboxes 115, 308 homes
  2. Route R005 — USPS business mailboxes 22, 584 homes
  3. Route R001 — USPS business mailboxes 19, 592 homes
  4. Route R003 — USPS business mailboxes 12, 541 homes
  5. Route R002 — USPS business mailboxes 11, 647 homes

Select these 5 routes on the route map

Every carrier route in 10989

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
R001Rural59219$138,152———
R002Rural64711$155,430———
R003Rural54112$138,152———
R004Rural5591$121,566———
R005Rural58422$66,444———
R006Rural308115$66,444———
R008Rural2142$121,566———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 10989 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 10989

Where it ranks

Mail every home in 10989

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 10989, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 10989 in?
10989 is a Valley Cottage, NY mailing address. By land area, 67% lies inside Valley Cottage and 9% lies inside Congers; the rest is outside any Census-defined city or community.
What county is 10989 in?
10989 is in Rockland County.
What is the population of 10989?
About 9,187 people (±1,125), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 8,993.
What is the median household income in 10989?
$134,267 (±$17,770), compared with $85,974 for New York as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 10989?
7 USPS carrier routes with 3,445 residential and 182 business mailboxes (3,627 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 10989?
The closest, measured center to center: 10920 (2.3 mi, Congers), 10960 (2.4 mi, Upper Nyack), 10994 (2.5 mi, West Nyack), 10956 (3.6 mi, New City), 10913 (3.9 mi, Blauvelt) and 10954 (4.2 mi, Nanuet).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.