28104 ZIP Code, Matthews, NC
28104 is a ZIP code in Matthews, North Carolina in Union County. It covers 30 square miles of land. The closest ZIP codes are 28105, 28270 and 28079. 36,641 people live here in 12,889 households. At about 1,238 people per square mile it has suburban density, and most homes are owner-occupied (91%). Median household income is $138,017, well above the North Carolina median of $72,388; 41% of households have children under 18.
Quick facts
- Mailing city: Matthews, NC
- County: Union County
- Land area: 30 sq mi
- Population: 36,641
- Median household income: $138,017
- Carrier routes: 24 (14,451 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 36,641 |
| Households | 12,889 |
| Median household income | $138,017 |
| Income per person | $64,298 |
| Median age | 41.6 |
| Homeowners | 90.6% |
| Median home value | $533,500 |
| Median rent | $1,801 |
| Bachelor's degree or higher | 58.9% |
| Average commute (minutes) | 29.2 |
| Households with kids under 18 | 41.1% |
| Moved in the past year | 8.7% |
| Below the poverty line | 4.6% |
| Broadband internet | 97.4% |
| Speak a non-English language at home | 16.7% |
Household income
| % of households | Value |
|---|---|
| <$10K | 2.7% |
| $10–15K | 0.3% |
| $15–25K | 2.7% |
| $25–35K | 3.4% |
| $35–50K | 6.8% |
| $50–75K | 9.2% |
| $75–100K | 10.9% |
| $100–150K | 17.9% |
| $150–200K | 14.1% |
| $200K+ | 32.0% |
Age
| % of all residents | Value |
|---|---|
| <10 | 11.5% |
| 10–19 | 16.1% |
| 20–24 | 5.8% |
| 25–34 | 8.7% |
| 35–44 | 13.4% |
| 45–54 | 18.6% |
| 55–64 | 11.3% |
| 65–74 | 8.7% |
| 75+ | 5.9% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 63.2% |
| Owned outright | 23.9% |
| Rented | 8.9% |
| Vacant | 3.9% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 91.8% |
| Townhome | 4.5% |
| 2–4 units | 1.0% |
| 5–19 units | 0.0% |
| 20+ units | 1.7% |
| Mobile / other | 1.1% |
Businesses in 28104
912 business establishments with 6,787 employees (ZIP Codes Business Patterns 2023).
- Construction: 154
- Professional, Scientific, and Technical Services: 145
- Other Services (except Public Administration): 93
- Retail Trade: 82
- Real Estate and Rental and Leasing: 62
- Health Care and Social Assistance: 60
- Administrative and Support and Waste Management and Remediation Services: 58
- Accommodation and Food Services: 47
EDDM carrier routes
28104 has 24 USPS carrier routes with 14,451 residential and 614 business mailboxes. Open the EDDM route map.
Carrier routes in 28104
28104 has 24 USPS carrier routes (24 rural (R)) with 14,451 residential and 614 business mailboxes. Routes range from 93 homes (R062) to 1,000 homes (R048); the median route has 628 homes. The Census counted 12,889 households in 28104 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 1 |
| 250–499 | 3 |
| 500–749 | 19 |
| 750–999 | 0 |
| 1,000–1,499 | 1 |
| 1,500+ | 0 |
Best routes in 28104 for…
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route R007 — USPS business mailboxes 238, 488 homes
- Route R019 — USPS business mailboxes 107, 680 homes
- Route R002 — USPS business mailboxes 67, 496 homes
- Route R021 — USPS business mailboxes 63, 641 homes
- Route R027 — USPS business mailboxes 34, 533 homes
Select these 5 routes on the route map
Every carrier route in 28104
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| R001 | Rural | 420 | 0 | $200,001+ | — | — | — |
| R002 | Rural | 496 | 67 | $160,429 | — | — | — |
| R003 | Rural | 621 | 10 | $116,555 | — | — | — |
| R005 | Rural | 705 | 18 | $73,282 | — | — | — |
| R007 | Rural | 488 | 238 | $105,965 | — | — | — |
| R015 | Rural | 665 | 0 | $163,506 | — | — | — |
| R019 | Rural | 680 | 107 | $73,657 | — | — | — |
| R020 | Rural | 527 | 4 | $167,101 | — | — | — |
| R021 | Rural | 641 | 63 | $105,965 | — | — | — |
| R027 | Rural | 533 | 34 | $167,001 | — | — | — |
| R028 | Rural | 702 | 0 | $73,657 | — | — | — |
| R029 | Rural | 682 | 9 | $150,260 | — | — | — |
| R030 | Rural | 742 | 2 | $93,820 | — | — | — |
| R040 | Rural | 528 | 1 | $200,001+ | — | — | — |
| R041 | Rural | 559 | 3 | $167,001 | — | — | — |
| R047 | Rural | 542 | 2 | $158,747 | — | — | — |
| R048 | Rural | 1,000 | 23 | $136,308 | — | — | — |
| R051 | Rural | 692 | 0 | $150,260 | — | — | — |
| R052 | Rural | 744 | 22 | $105,965 | — | — | — |
| R053 | Rural | 524 | 3 | $158,747 | — | — | — |
| R055 | Rural | 649 | 1 | $124,536 | — | — | — |
| R059 | Rural | 584 | 3 | $167,101 | — | — | — |
| R060 | Rural | 634 | 4 | $164,229 | — | — | — |
| R062 | Rural | 93 | 0 | $135,486 | — | — | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 28104 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 28105 — Matthews town, NC (4.3 mi)
- 28270 — Charlotte city, NC (5.3 mi)
- 28079 — Fairview town, NC (6.7 mi)
- 28277 — Charlotte city, NC (6.8 mi)
- 28226 — Charlotte city, NC (7.7 mi)
- 28108 — Mineral Springs town, NC (8.7 mi)
- 28212 — Charlotte city, NC (9.3 mi)
- 28211 — Charlotte city, NC (9.4 mi)
Areas that include 28104
- Indian Trail, NC ZIP codes — 3 ZIP codes
- Matthews, NC ZIP codes — 2 ZIP codes
- Stallings, NC ZIP codes — 1 ZIP code
- Weddington, NC ZIP codes — 2 ZIP codes
- Wesley Chapel, NC ZIP codes — 3 ZIP codes
- Union County ZIP codes — 8 ZIP codes
- North Carolina ZIP code data
Where it ranks
- No. 2 of 7: highest median household income in Union County
- No. 2 of 7: highest median home value in Union County
- No. 1 of 7: highest share of owner-occupied homes in Union County
- No. 3 of 7: highest share of households with children in Union County
- No. 2 of 7: highest median age in Union County
- No. 1 of 7: fastest population growth in Union County
Mail every home in 28104
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 28104, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 28104 in?
- 28104 is a Matthews, NC mailing address. By land area, 43% lies inside Weddington, 26% lies inside Stallings, 10% lies inside Indian Trail and 7% lies inside Wesley Chapel; the rest is outside any Census-defined city or community.
- What county is 28104 in?
- 28104 is in Union County.
- What is the population of 28104?
- About 36,641 people (±1,114), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 34,521.
- What is the median household income in 28104?
- $138,017 (±$10,655), compared with $72,388 for North Carolina as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 28104?
- 24 USPS carrier routes with 14,451 residential and 614 business mailboxes (15,065 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 28104?
- The closest, measured center to center: 28105 (4.3 mi, Matthews), 28270 (5.3 mi, Charlotte), 28079 (6.7 mi, Fairview), 28277 (6.8 mi, Charlotte), 28226 (7.7 mi, Charlotte) and 28108 (8.7 mi, Mineral Springs).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.