28445 ZIP Code, Holly Ridge, NC

28445 is a ZIP code in Holly Ridge, North Carolina — mostly in Onslow County (91% of its land), with smaller parts in Pender County. It covers 104 square miles of land. The closest ZIP codes are 28460, 28443 and 28454. 10,797 people live here in 4,625 households. With about 104 people per square mile it is lightly settled, and most homes are owner-occupied (83%). Median household income is $84,016, above the North Carolina median of $72,388; 21% of residents moved in during the past year.

Quick facts

Key figures

MeasureValue
Residents10,797
Households4,625
Median household income$84,016
Income per person$54,773
Median age41.2
Homeowners83.1%
Median home value$386,100
Median rent$1,151
Bachelor's degree or higher45.6%
Average commute (minutes)28.5
Households with kids under 1823.3%
Moved in the past year20.7%
Below the poverty line3.4%
Broadband internet94.2%
Speak a non-English language at home2.3%

Household income

% of householdsValue
<$10K1.7%
$10–15K1.6%
$15–25K6.9%
$25–35K6.1%
$35–50K9.2%
$50–75K14.7%
$75–100K17.7%
$100–150K17.1%
$150–200K8.2%
$200K+16.7%

Age

% of all residentsValue
<1010.9%
10–1910.0%
20–241.4%
25–3417.1%
35–4418.6%
45–548.1%
55–6414.2%
65–7413.8%
75+5.9%

Tenure

% of housing unitsValue
Owned, with mortgage27.6%
Owned outright14.6%
Rented8.5%
Vacant49.3%

Type of building

% of housing unitsValue
Detached house71.3%
Townhome7.7%
2–4 units3.1%
5–19 units2.6%
20+ units1.9%
Mobile / other13.4%

Businesses in 28445

379 business establishments with 2,926 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

28445 has 12 USPS carrier routes with 7,494 residential and 286 business mailboxes. Open the EDDM route map.

Carrier routes in 28445

28445 has 12 USPS carrier routes (12 rural (R)) with 7,494 residential and 286 business mailboxes. Routes range from 479 homes (R017) to 792 homes (R013); the median route has 599 homes. The Census counted 4,625 households in 28445 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2490
250–4991
500–74910
750–9991
1,000–1,4990
1,500+0

Best routes in 28445 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route R016 — USPS business mailboxes 67, 572 homes
  2. Route R013 — USPS business mailboxes 57, 792 homes
  3. Route R012 — USPS business mailboxes 35, 732 homes
  4. Route R009 — USPS business mailboxes 34, 744 homes
  5. Route R018 — USPS business mailboxes 32, 606 homes

Select these 5 routes on the route map

Every carrier route in 28445

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
R007Rural68815$75,000———
R008Rural6124$89,653———
R009Rural74434$75,000———
R010Rural5454$82,953———
R011Rural5500$128,604———
R012Rural73235$58,398———
R013Rural79257$82,953———
R015Rural58210$128,604———
R016Rural57267$82,953———
R017Rural4793$128,604———
R018Rural60632$75,000———
R019Rural59225$57,089———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 28445 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 28445

Where it ranks

Mail every home in 28445

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 28445, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 28445 in?
28445 is a Holly Ridge, NC mailing address. By land area, 5% lies inside Surf City, 4% lies inside Topsail Beach and 4% lies inside Holly Ridge; the rest is outside any Census-defined city or community.
What county is 28445 in?
28445 is mostly in Onslow County (91% of its land), with smaller parts in Pender County.
What is the population of 28445?
About 10,797 people (±1,027), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 10,243.
What is the median household income in 28445?
$84,016 (±$14,228), compared with $72,388 for North Carolina as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 28445?
12 USPS carrier routes with 7,494 residential and 286 business mailboxes (7,779 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 28445?
The closest, measured center to center: 28460 (6.8 mi, North Topsail Beach), 28443 (9.5 mi, Hampstead), 28454 (11.9 mi), 28547 (13.8 mi, Jacksonville), 28542 (14.5 mi, Jacksonville) and 28540 (15 mi, Jacksonville).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.