32548 ZIP Code, Fort Walton Beach, FL

32548 is a ZIP code in Fort Walton Beach, Florida in Okaloosa County. It covers 12 square miles of land. The closest ZIP codes are 32579, 32547 and 32541. 23,774 people live here in 10,333 households. At about 1,970 people per square mile it has suburban density, and owners and renters are mixed (58% own). Median household income is $65,342, below the Florida median of $74,568.

Quick facts

Key figures

MeasureValue
Residents23,774
Households10,333
Median household income$65,342
Income per person$40,604
Median age40.2
Homeowners58.0%
Median home value$321,200
Median rent$1,345
Bachelor's degree or higher33.0%
Average commute (minutes)24.1
Households with kids under 1825.2%
Moved in the past year16.5%
Below the poverty line15.1%
Broadband internet88.6%
Speak a non-English language at home17.1%

Household income

% of householdsValue
<$10K5.3%
$10–15K3.5%
$15–25K4.7%
$25–35K8.8%
$35–50K12.6%
$50–75K21.3%
$75–100K14.7%
$100–150K13.8%
$150–200K6.7%
$200K+8.5%

Age

% of all residentsValue
<1012.0%
10–199.4%
20–245.6%
25–3414.1%
35–4415.6%
45–5410.0%
55–6414.0%
65–7411.4%
75+7.8%

Tenure

% of housing unitsValue
Owned, with mortgage21.6%
Owned outright20.6%
Rented30.2%
Vacant27.6%

Type of building

% of housing unitsValue
Detached house44.8%
Townhome6.4%
2–4 units6.3%
5–19 units14.6%
20+ units26.4%
Mobile / other1.5%

Businesses in 32548

994 business establishments with 13,599 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

32548 has 19 USPS carrier routes with 12,534 residential and 1,464 business mailboxes. Open the EDDM route map.

Carrier routes in 32548

32548 has 19 USPS carrier routes (19 city (C)) with 12,534 residential and 1,464 business mailboxes. Routes range from 346 homes (C023) to 1,200 homes (C015); the median route has 626 homes. The Census counted 10,333 households in 32548 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2490
250–4993
500–74911
750–9993
1,000–1,4992
1,500+0

Best routes in 32548 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route C020 — USPS business mailboxes 280, 626 homes
  2. Route C022 — USPS business mailboxes 246, 455 homes
  3. Route C046 — USPS business mailboxes 176, 590 homes
  4. Route C014 — USPS business mailboxes 149, 1,075 homes
  5. Route C031 — USPS business mailboxes 134, 788 homes

Select these 5 routes on the route map

Every carrier route in 32548

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
C001City59019$90,670———
C002City76380$60,048———
C003City4230$87,340———
C005City6260$89,396———
C008City53914$76,623———
C011City573112$89,396———
C014City1,075149$63,726———
C015City1,20015$82,945———
C016City65523$83,853———
C017City8186$82,945———
C020City626280$83,853———
C022City455246$88,772———
C023City34672$89,396———
C028City63210$66,192———
C031City788134$31,013———
C038City6277$79,732———
C043City62922$66,192———
C045City57999$83,853———
C046City590176$88,772———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 32548 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 32548

Mail every home in 32548

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 32548, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 32548 in?
32548 is a Fort Walton Beach, FL mailing address. By land area, 48% lies inside Fort Walton Beach, 5% lies inside Wright and 1% lies inside Cinco Bayou; the rest is outside any Census-defined city or community.
What county is 32548 in?
32548 is in Okaloosa County.
What is the population of 32548?
About 23,774 people (±1,332), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 22,399.
What is the median household income in 32548?
$65,342 (±$5,171), compared with $74,568 for Florida as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 32548?
19 USPS carrier routes with 12,534 residential and 1,464 business mailboxes (13,998 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 32548?
The closest, measured center to center: 32579 (2.4 mi, Lake Lorraine), 32547 (5.3 mi, Wright), 32541 (6.7 mi, Destin), 32542 (7.1 mi, Valparaiso), 32544 (7.8 mi, Hurlburt Field) and 32580 (7.8 mi, Valparaiso).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.