34685 ZIP Code, Palm Harbor, FL
34685 is a ZIP code in Palm Harbor, Florida in Pinellas County. It covers 10 square miles of land. The closest ZIP codes are 34684, 34677 and 34688. 18,132 people live here in 7,405 households. At about 1,801 people per square mile it has suburban density, and most homes are owner-occupied (77%). Median household income is $94,688, above the Florida median of $74,568; the median age is 48.4, older than most ZIP codes.
Quick facts
- Mailing city: Palm Harbor, FL
- County: Pinellas County
- Land area: 10 sq mi
- Population: 18,132
- Median household income: $94,688
- Carrier routes: 13 (7,722 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 18,132 |
| Households | 7,405 |
| Median household income | $94,688 |
| Income per person | $56,742 |
| Median age | 48.4 |
| Homeowners | 76.9% |
| Median home value | $518,000 |
| Median rent | $1,990 |
| Bachelor's degree or higher | 49.0% |
| Average commute (minutes) | 27.5 |
| Households with kids under 18 | 26.0% |
| Moved in the past year | 9.5% |
| Below the poverty line | 4.8% |
| Broadband internet | 95.3% |
| Speak a non-English language at home | 15.7% |
Household income
| % of households | Value |
|---|---|
| <$10K | 4.4% |
| $10–15K | 0.4% |
| $15–25K | 6.3% |
| $25–35K | 3.3% |
| $35–50K | 10.8% |
| $50–75K | 16.5% |
| $75–100K | 10.2% |
| $100–150K | 17.7% |
| $150–200K | 11.1% |
| $200K+ | 19.2% |
Age
| % of all residents | Value |
|---|---|
| <10 | 9.0% |
| 10–19 | 12.2% |
| 20–24 | 3.7% |
| 25–34 | 7.3% |
| 35–44 | 13.0% |
| 45–54 | 14.3% |
| 55–64 | 13.8% |
| 65–74 | 11.7% |
| 75+ | 14.9% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 40.3% |
| Owned outright | 30.9% |
| Rented | 21.1% |
| Vacant | 7.7% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 56.5% |
| Townhome | 12.0% |
| 2–4 units | 4.2% |
| 5–19 units | 15.2% |
| 20+ units | 12.0% |
| Mobile / other | 0.1% |
Businesses in 34685
438 business establishments with 3,443 employees (ZIP Codes Business Patterns 2023).
- Professional, Scientific, and Technical Services: 99
- Real Estate and Rental and Leasing: 51
- Health Care and Social Assistance: 50
- Finance and Insurance: 44
- Administrative and Support and Waste Management and Remediation Services: 33
- Retail Trade: 31
- Other Services (except Public Administration): 28
- Accommodation and Food Services: 25
EDDM carrier routes
34685 has 13 USPS carrier routes with 7,722 residential and 188 business mailboxes. Open the EDDM route map.
Carrier routes in 34685
34685 has 13 USPS carrier routes (13 rural (R)) with 7,722 residential and 188 business mailboxes. Routes range from 175 homes (R052) to 914 homes (R039); the median route has 602 homes. The Census counted 7,405 households in 34685 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 1 |
| 250–499 | 2 |
| 500–749 | 8 |
| 750–999 | 2 |
| 1,000–1,499 | 0 |
| 1,500+ | 0 |
Best routes in 34685 for…
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route R034 — USPS business mailboxes 85, 412 homes
- Route R041 — USPS business mailboxes 45, 865 homes
- Route R042 — USPS business mailboxes 25, 616 homes
- Route R052 — USPS business mailboxes 22, 175 homes
- Route R039 — USPS business mailboxes 3, 914 homes
Select these 5 routes on the route map
Every carrier route in 34685
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| R003 | Rural | 607 | 1 | $120,731 | — | — | — |
| R019 | Rural | 602 | 1 | $96,675 | — | — | — |
| R023 | Rural | 565 | 0 | $86,527 | — | — | — |
| R034 | Rural | 412 | 85 | $69,754 | — | — | — |
| R036 | Rural | 498 | 1 | $200,001+ | — | — | — |
| R039 | Rural | 914 | 3 | $69,754 | — | — | — |
| R040 | Rural | 676 | 3 | $147,668 | — | — | — |
| R041 | Rural | 865 | 45 | $96,675 | — | — | — |
| R042 | Rural | 616 | 25 | $119,289 | — | — | — |
| R043 | Rural | 545 | 0 | $147,668 | — | — | — |
| R045 | Rural | 524 | 0 | $147,668 | — | — | — |
| R046 | Rural | 723 | 2 | $72,345 | — | — | — |
| R052 | Rural | 175 | 22 | $69,754 | — | — | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 34685 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 34684 — Palm Harbor CDP, FL (2.4 mi)
- 34677 — Oldsmar city, FL (3.5 mi)
- 34688 — East Lake CDP, FL (3.5 mi)
- 34683 — Palm Harbor CDP, FL (4.4 mi)
- 33761 — Clearwater city, FL (4.7 mi)
- 34681 — Palm Harbor CDP, FL (5.4 mi)
- 34689 — Tarpon Springs city, FL (5.9 mi)
- 34695 — Safety Harbor city, FL (5.9 mi)
Areas that include 34685
- Palm Harbor, FL ZIP codes — 4 ZIP codes
- East Lake, FL ZIP codes — 3 ZIP codes
- Pinellas County ZIP codes — 48 ZIP codes
- Florida ZIP code data
Where it ranks
- No. 11 of 46: highest median household income in Pinellas County
- No. 9 of 47: highest median home value in Pinellas County
- No. 4 of 47: highest share of households with children in Pinellas County
Mail every home in 34685
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 34685, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 34685 in?
- 34685 is a Palm Harbor, FL mailing address. By land area, 99% lies inside East Lake and 1% lies inside Oldsmar.
- What county is 34685 in?
- 34685 is in Pinellas County.
- What is the population of 34685?
- About 18,132 people (±1,216), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 17,680.
- What is the median household income in 34685?
- $94,688 (±$13,125), compared with $74,568 for Florida as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 34685?
- 13 USPS carrier routes with 7,722 residential and 188 business mailboxes (7,911 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 34685?
- The closest, measured center to center: 34684 (2.4 mi, Palm Harbor), 34677 (3.5 mi, Oldsmar), 34688 (3.5 mi, East Lake), 34683 (4.4 mi, Palm Harbor), 33761 (4.7 mi, Clearwater) and 34681 (5.4 mi, Palm Harbor).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.