37020 ZIP Code, Bell Buckle, TN
37020 is a ZIP code in Bell Buckle, Tennessee — mostly in Bedford County (76% of its land), with smaller parts in Rutherford County. It covers 92 square miles of land. The closest ZIP codes are 37037, 37180 and 37018. 5,000 people live here in 1,998 households. It is rural, with fewer than 100 people per square mile, and most homes are owner-occupied (95%). Median household income is $86,034, above the Tennessee median of $69,595.
Quick facts
- Mailing city: Bell Buckle, TN
- County: Bedford County
- Land area: 92 sq mi
- Population: 5,000
- Median household income: $86,034
- Carrier routes: 5 (2,173 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 5,000 |
| Households | 1,998 |
| Median household income | $86,034 |
| Income per person | $43,451 |
| Median age | 41.4 |
| Homeowners | 95.3% |
| Median home value | $345,100 |
| Median rent | $1,151 |
| Bachelor's degree or higher | 27.7% |
| Average commute (minutes) | 31.3 |
| Households with kids under 18 | 33.0% |
| Moved in the past year | 6.0% |
| Below the poverty line | 5.2% |
| Broadband internet | 87.7% |
| Speak a non-English language at home | 7.6% |
Household income
| % of households | Value |
|---|---|
| <$10K | 4.1% |
| $10–15K | 0.6% |
| $15–25K | 5.3% |
| $25–35K | 6.1% |
| $35–50K | 3.6% |
| $50–75K | 20.5% |
| $75–100K | 23.1% |
| $100–150K | 20.8% |
| $150–200K | 5.5% |
| $200K+ | 10.5% |
Age
| % of all residents | Value |
|---|---|
| <10 | 11.2% |
| 10–19 | 12.3% |
| 20–24 | 5.0% |
| 25–34 | 11.9% |
| 35–44 | 13.9% |
| 45–54 | 16.5% |
| 55–64 | 13.0% |
| 65–74 | 8.8% |
| 75+ | 7.2% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 58.7% |
| Owned outright | 31.8% |
| Rented | 4.3% |
| Vacant | 5.2% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 92.6% |
| Townhome | 1.3% |
| 2–4 units | 0.0% |
| 5–19 units | 0.0% |
| 20+ units | 0.0% |
| Mobile / other | 6.0% |
Businesses in 37020
72 business establishments with 495 employees (ZIP Codes Business Patterns 2023).
- Retail Trade: 17
- Construction: 13
- Transportation and Warehousing: 8
- Administrative and Support and Waste Management and Remediation Services: 7
- Other Services (except Public Administration): 7
- Accommodation and Food Services: 5
- Manufacturing: 4
- Professional, Scientific, and Technical Services: 3
EDDM carrier routes
37020 has 5 USPS carrier routes with 2,173 residential and 29 business mailboxes. Open the EDDM route map.
Carrier routes in 37020
37020 has 5 USPS carrier routes (5 rural (R)) with 2,173 residential and 29 business mailboxes. Routes range from 156 homes (R005) to 575 homes (R001); the median route has 442 homes. The Census counted 1,998 households in 37020 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 1 |
| 250–499 | 2 |
| 500–749 | 2 |
| 750–999 | 0 |
| 1,000–1,499 | 0 |
| 1,500+ | 0 |
Best routes in 37020 for…
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route R004 — USPS business mailboxes 14, 442 homes
- Route R001 — USPS business mailboxes 7, 575 homes
- Route R002 — USPS business mailboxes 3, 561 homes
- Route R003 — USPS business mailboxes 3, 439 homes
- Route R005 — USPS business mailboxes 2, 156 homes
Select these 5 routes on the route map
Every carrier route in 37020
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| R001 | Rural | 575 | 7 | $71,426 | — | — | — |
| R002 | Rural | 561 | 3 | $71,426 | — | — | — |
| R003 | Rural | 439 | 3 | $87,437 | — | — | — |
| R004 | Rural | 442 | 14 | $76,794 | — | — | — |
| R005 | Rural | 156 | 2 | $76,794 | — | — | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 37020 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 37037 — Christiana CDP, TN (5.7 mi)
- 37180 — Unionville CDP, TN (9.5 mi)
- 37018 — Lakewood Park CDP, TN (11 mi)
- 37127 — Murfreesboro city, TN (11 mi)
- 37183 — Lynchburg, Moore County metropolitan government, TN (11.2 mi)
- 37153 — Rockvale CDP, TN (12.2 mi)
- 37128 — Murfreesboro city, TN (12.3 mi)
- 37160 — Shelbyville city, TN (13.1 mi)
Areas that include 37020
- Bell Buckle, TN ZIP codes — 1 ZIP code
- Bedford County ZIP codes — 7 ZIP codes
- Rutherford County ZIP codes — 15 ZIP codes
- Tennessee ZIP code data
Where it ranks
- No. 5 of 7: highest median household income in Bedford County
- No. 3 of 7: highest median home value in Bedford County
- No. 1 of 7: highest share of owner-occupied homes in Bedford County
- No. 4 of 7: highest share of households with children in Bedford County
- No. 5 of 7: highest share of residents who moved in during the past year in Bedford County
- No. 4 of 7: lowest median age in Bedford County
- No. 4 of 7: highest median age in Bedford County
Mail every home in 37020
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 37020, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 37020 in?
- 37020 is a Bell Buckle, TN mailing address. None of its land lies inside a Census-defined city or community.
- What county is 37020 in?
- 37020 is mostly in Bedford County (76% of its land), with smaller parts in Rutherford County.
- What is the population of 37020?
- About 5,000 people (±603), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 5,272.
- What is the median household income in 37020?
- $86,034 (±$11,985), compared with $69,595 for Tennessee as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 37020?
- 5 USPS carrier routes with 2,173 residential and 29 business mailboxes (2,202 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 37020?
- The closest, measured center to center: 37037 (5.7 mi, Christiana), 37180 (9.5 mi, Unionville), 37018 (11 mi, Lakewood Park), 37127 (11 mi, Murfreesboro), 37183 (11.2 mi, Lynchburg, Moore County metropolitan government, TN) and 37153 (12.2 mi, Rockvale).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.