What city is 46032 in?

46032 is a Carmel, IN mailing address. By land area, 95% lies inside Carmel and 5% lies inside Westfield.

What is the population of 46032?

About 51,515 people (±2,037), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 50,477.

What is the median household income in 46032?

$132,085 (±$9,053), compared with $71,957 for Indiana as a whole. Half the households in the ZIP code earn more and half earn less.

How many carrier routes and mailboxes are in 46032?

39 USPS carrier routes with 23,777 residential and 2,854 business mailboxes (26,633 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.

What ZIP codes are near 46032?

The closest, measured center to center: 46290 (2.3 mi, Carmel), 46280 (3.1 mi, Carmel), 46033 (4.8 mi, Carmel), 46074 (4.8 mi, Westfield), 46260 (4.8 mi, Indianapolis city (balance), IN) and 46240 (5 mi, Indianapolis city (balance), IN).

46032 ZIP Code, Carmel, IN

46032 is a ZIP code in Carmel, Indiana in Hamilton County. It covers 25 square miles of land. The closest ZIP codes are 46290, 46280 and 46033. 51,515 people live here in 20,557 households, which puts it among the most populous 1% of Indiana ZIP codes. At about 2,032 people per square mile it has suburban density, and owners and renters are mixed (67% own). Median household income is $132,085, well above the Indiana median of $71,957.

Quick facts

Mailing city: Carmel, IN
County: Hamilton County
Land area: 25 sq mi
Population: 51,515
Median household income: $132,085
Carrier routes: 39 (23,777 homes)

Key figures

Measure	Value
Residents	51,515
Households	20,557
Median household income	$132,085
Income per person	$78,612
Median age	39.9
Homeowners	66.5%
Median home value	$496,800
Median rent	$1,642
Bachelor's degree or higher	75.5%
Average commute (minutes)	23.8
Households with kids under 18	33.0%
Moved in the past year	14.7%
Below the poverty line	4.9%
Broadband internet	97.1%
Speak a non-English language at home	15.5%

Household income

% of households	Value
<$10K	3.1%
$10–15K	0.6%
$15–25K	1.9%
$25–35K	3.1%
$35–50K	7.8%
$50–75K	11.9%
$75–100K	9.9%
$100–150K	16.7%
$150–200K	11.2%
$200K+	33.8%

Age

% of all residents	Value
<10	11.0%
10–19	14.7%
20–24	6.4%
25–34	12.3%
35–44	12.9%
45–54	14.3%
55–64	13.8%
65–74	8.8%
75+	5.8%

Tenure

% of housing units	Value
Owned, with mortgage	42.7%
Owned outright	19.3%
Rented	30.7%
Vacant	7.3%

Type of building

% of housing units	Value
Detached house	59.2%
Townhome	5.5%
2–4 units	4.3%
5–19 units	15.1%
20+ units	15.5%
Mobile / other	0.4%

Businesses in 46032

2,662 business establishments with 51,317 employees (ZIP Codes Business Patterns 2023).

Professional, Scientific, and Technical Services: 460
Health Care and Social Assistance: 427
Finance and Insurance: 264
Real Estate and Rental and Leasing: 238
Retail Trade: 237
Other Services (except Public Administration): 233
Accommodation and Food Services: 213
Wholesale Trade: 119

EDDM carrier routes

46032 has 39 USPS carrier routes with 23,777 residential and 2,854 business mailboxes. Open the EDDM route map.

Carrier routes in 46032

46032 has 39 USPS carrier routes (22 city (C), 17 rural (R)) with 23,777 residential and 2,854 business mailboxes. Routes range from 54 homes (C080) to 1,364 homes (C086); the median route has 568 homes. The Census counted 20,557 households in 46032 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per route	Routes
1–249	2
250–499	9
500–749	17
750–999	8
1,000–1,499	3
1,500+	0

Best routes in 46032 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

Route C096 — USPS business mailboxes 393, 477 homes
Route C081 — USPS business mailboxes 370, 323 homes
Route R013 — USPS business mailboxes 326, 349 homes
Route C080 — USPS business mailboxes 248, 54 homes
Route C013 — USPS business mailboxes 226, 210 homes

Select these 5 routes on the route map

Every carrier route in 46032

Route	Type	Homes	Businesses	Est. median income	Est. owners	Est. families with kids	Est. moved in past year
C002	City	786	64	$75,533	—	—	—
C003	City	544	32	$200,001+	—	—	—
C005	City	639	9	$66,692	—	—	—
C011	City	500	66	$91,509	—	—	—
C013	City	210	226	$200,001+	—	—	—
C014	City	827	28	$61,159	—	—	—
C016	City	761	1	$103,996	—	—	—
C018	City	746	73	$79,763	—	—	—
C021	City	607	0	$103,996	—	—	—
C024	City	376	48	$200,001+	—	—	—
C026	City	1,064	4	$79,763	—	—	—
C028	City	514	0	$120,079	—	—	—
C033	City	818	72	$75,533	—	—	—
C034	City	1,048	24	$88,144	—	—	—
C080	City	54	248	$200,001+	—	—	—
C081	City	323	370	$101,192	—	—	—
C085	City	621	134	$73,708	—	—	—
C086	City	1,364	94	$200,001+	—	—	—
C096	City	477	393	$75,533	—	—	—
C097	City	515	78	$97,627	—	—	—
C098	City	927	35	$200,001+	—	—	—
C100	City	446	200	$61,159	—	—	—
R002	Rural	826	1	$200,001+	—	—	—
R004	Rural	473	1	$200,001+	—	—	—
R006	Rural	507	1	$196,354	—	—	—
R007	Rural	587	0	$200,001+	—	—	—
R010	Rural	512	9	$200,001+	—	—	—
R012	Rural	568	1	$200,001+	—	—	—
R013	Rural	349	326	$165,501	—	—	—
R015	Rural	572	2	$165,501	—	—	—
R016	Rural	544	5	$200,001+	—	—	—
R019	Rural	571	3	$196,354	—	—	—
R022	Rural	489	3	$200,001+	—	—	—
R025	Rural	582	0	$200,001+	—	—	—
R027	Rural	540	9	$200,001+	—	—	—
R029	Rural	482	93	$196,354	—	—	—
R031	Rural	761	14	$200,001+	—	—	—
R033	Rural	833	109	$200,001+	—	—	—
R035	Rural	414	78	$200,001+	—	—	—

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 46032 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

46290 — Carmel city, IN (2.3 mi)
46280 — Carmel city, IN (3.1 mi)
46033 — Carmel city, IN (4.8 mi)
46074 — Westfield city, IN (4.8 mi)
46260 — Indianapolis city (balance), IN (4.8 mi)
46240 — Indianapolis city (balance), IN (5 mi)
46077 — Zionsville town, IN (5.6 mi)
46268 — Indianapolis city (balance), IN (5.7 mi)

Areas that include 46032

Carmel, IN ZIP codes — 5 ZIP codes
Hamilton County ZIP codes — 14 ZIP codes
Indiana ZIP code data

Where it ranks

Mail every home in 46032

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 46032, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 46032 in?: 46032 is a Carmel, IN mailing address. By land area, 95% lies inside Carmel and 5% lies inside Westfield.
What county is 46032 in?: 46032 is in Hamilton County.
What is the population of 46032?: About 51,515 people (±2,037), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 50,477.
What is the median household income in 46032?: $132,085 (±$9,053), compared with $71,957 for Indiana as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 46032?: 39 USPS carrier routes with 23,777 residential and 2,854 business mailboxes (26,633 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 46032?: The closest, measured center to center: 46290 (2.3 mi, Carmel), 46280 (3.1 mi, Carmel), 46033 (4.8 mi, Carmel), 46074 (4.8 mi, Westfield), 46260 (4.8 mi, Indianapolis city (balance), IN) and 46240 (5 mi, Indianapolis city (balance), IN).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.