55614 ZIP Code, Silver Bay, MN
55614 is a ZIP code in Silver Bay, Minnesota in Lake County. It covers 218 square miles of land. The closest ZIP codes are 55601, 55616 and 55603. 2,485 people live here in 1,240 households. It is rural, with fewer than 100 people per square mile, and most homes are owner-occupied (86%). Median household income is $72,981, below the Minnesota median of $89,062; the median age is 51.8, older than most ZIP codes.
Quick facts
- Mailing city: Silver Bay, MN
- County: Lake County
- Land area: 218 sq mi
- Population: 2,485
- Median household income: $72,981
- Carrier routes: 5 (1,234 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 2,485 |
| Households | 1,240 |
| Median household income | $72,981 |
| Income per person | $45,373 |
| Median age | 51.8 |
| Homeowners | 85.5% |
| Median home value | $181,700 |
| Median rent | $1,138 |
| Bachelor's degree or higher | 24.9% |
| Average commute (minutes) | 21.5 |
| Households with kids under 18 | 23.4% |
| Moved in the past year | 6.8% |
| Below the poverty line | 9.7% |
| Broadband internet | 87.3% |
| Speak a non-English language at home | 2.7% |
Household income
| % of households | Value |
|---|---|
| <$10K | 7.7% |
| $10–15K | 2.3% |
| $15–25K | 8.7% |
| $25–35K | 5.5% |
| $35–50K | 15.1% |
| $50–75K | 12.3% |
| $75–100K | 14.0% |
| $100–150K | 18.0% |
| $150–200K | 11.0% |
| $200K+ | 5.3% |
Age
| % of all residents | Value |
|---|---|
| <10 | 8.5% |
| 10–19 | 10.3% |
| 20–24 | 3.9% |
| 25–34 | 9.4% |
| 35–44 | 8.7% |
| 45–54 | 11.3% |
| 55–64 | 15.7% |
| 65–74 | 18.1% |
| 75+ | 14.0% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 28.8% |
| Owned outright | 41.5% |
| Rented | 11.8% |
| Vacant | 17.8% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 94.0% |
| Townhome | 0.0% |
| 2–4 units | 0.0% |
| 5–19 units | 3.4% |
| 20+ units | 2.1% |
| Mobile / other | 0.6% |
Businesses in 55614
53 business establishments with 376 employees (ZIP Codes Business Patterns 2023).
- Retail Trade: 11
- Other Services (except Public Administration): 8
- Accommodation and Food Services: 5
- Manufacturing: 4
- Finance and Insurance: 4
- Construction: 3
- Administrative and Support and Waste Management and Remediation Services: 3
- Arts, Entertainment, and Recreation: 3
EDDM carrier routes
55614 has 5 USPS carrier routes with 1,234 residential and 50 business mailboxes. Open the EDDM route map.
Carrier routes in 55614
55614 has 5 USPS carrier routes (2 city (C), 3 highway contract (H)) with 1,234 residential and 50 business mailboxes. Routes range from 54 homes (H002) to 466 homes (C002); the median route has 166 homes. The Census counted 1,240 households in 55614 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 3 |
| 250–499 | 2 |
| 500–749 | 0 |
| 750–999 | 0 |
| 1,000–1,499 | 0 |
| 1,500+ | 0 |
Best routes in 55614 for…
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route C001 — USPS business mailboxes 39, 431 homes
- Route C002 — USPS business mailboxes 6, 466 homes
- Route H003 — USPS business mailboxes 4, 117 homes
- Route H001 — USPS business mailboxes 1, 166 homes
Select these 4 routes on the route map
Every carrier route in 55614
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| C001 | City | 431 | 39 | $53,896 | — | — | — |
| C002 | City | 466 | 6 | $87,169 | — | — | — |
| H001 | Highway contract | 166 | 1 | $85,464 | — | — | — |
| H002 | Highway contract | 54 | 0 | $76,749 | — | — | — |
| H003 | Highway contract | 117 | 4 | $87,169 | — | — | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 55614 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 55601 — Beaver Bay city, MN (7.6 mi)
- 55616 — Two Harbors city, MN (15.9 mi)
- 55603 — Finland CDP, MN (16.4 mi)
- 55607 (19.9 mi)
- 55613 (24.3 mi)
Areas that include 55614
- Silver Bay, MN ZIP codes — 1 ZIP code
- Lake County ZIP codes — 8 ZIP codes
- Minnesota ZIP code data
Mail every home in 55614
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 55614, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 55614 in?
- 55614 is a Silver Bay, MN mailing address. By land area, 3% lies inside Silver Bay; the rest is outside any Census-defined city or community.
- What county is 55614 in?
- 55614 is in Lake County.
- What is the population of 55614?
- About 2,485 people (±211), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 2,476.
- What is the median household income in 55614?
- $72,981 (±$9,708), compared with $89,062 for Minnesota as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 55614?
- 5 USPS carrier routes with 1,234 residential and 50 business mailboxes (1,284 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 55614?
- The closest, measured center to center: 55601 (7.6 mi, Beaver Bay), 55616 (15.9 mi, Two Harbors), 55603 (16.4 mi, Finland), 55607 (19.9 mi) and 55613 (24.3 mi).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.