76431 ZIP Code, Chico, TX
76431 is a ZIP code in Chico, Texas — mostly in Wise County (74% of its land), with smaller parts in Jack County. It covers 121 square miles of land, centered about 49 miles northwest of downtown Fort Worth. The closest ZIP codes are 76426, 76225 and 76270. 4,494 people live here in 1,557 households. It is rural, with fewer than 100 people per square mile, and most homes are owner-occupied (86%). Median household income is $86,875, above the Texas median of $78,476.
Quick facts
- Mailing city: Chico, TX
- County: Wise County
- Metro area: Dallas–Fort Worth
- Land area: 121 sq mi
- Population: 4,494
- Median household income: $86,875
- Carrier routes: 4 (1,631 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 4,494 |
| Households | 1,557 |
| Median household income | $86,875 |
| Income per person | $34,677 |
| Median age | 39.6 |
| Homeowners | 85.7% |
| Median home value | $194,700 |
| Median rent | $1,308 |
| Bachelor's degree or higher | 19.3% |
| Average commute (minutes) | 29.2 |
| Households with kids under 18 | 36.3% |
| Moved in the past year | 5.7% |
| Below the poverty line | 14.9% |
| Broadband internet | 86.2% |
| Speak a non-English language at home | 7.2% |
Household income
| % of households | Value |
|---|---|
| <$10K | 2.2% |
| $10–15K | 8.5% |
| $15–25K | 5.4% |
| $25–35K | 4.4% |
| $35–50K | 10.0% |
| $50–75K | 7.3% |
| $75–100K | 24.6% |
| $100–150K | 20.4% |
| $150–200K | 5.7% |
| $200K+ | 11.5% |
Age
| % of all residents | Value |
|---|---|
| <10 | 16.8% |
| 10–19 | 11.7% |
| 20–24 | 3.4% |
| 25–34 | 12.1% |
| 35–44 | 14.0% |
| 45–54 | 13.1% |
| 55–64 | 11.6% |
| 65–74 | 9.9% |
| 75+ | 7.3% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 35.3% |
| Owned outright | 41.5% |
| Rented | 12.8% |
| Vacant | 10.5% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 75.0% |
| Townhome | 0.1% |
| 2–4 units | 0.0% |
| 5–19 units | 0.3% |
| 20+ units | 0.0% |
| Mobile / other | 24.5% |
Businesses in 76431
59 business establishments with 663 employees (ZIP Codes Business Patterns 2023).
- Mining, Quarrying, and Oil and Gas Extraction: 8
- Transportation and Warehousing: 8
- Construction: 7
- Retail Trade: 7
- Other Services (except Public Administration): 6
- Manufacturing: 4
- Professional, Scientific, and Technical Services: 4
- Wholesale Trade: 3
EDDM carrier routes
76431 has 4 USPS carrier routes with 1,631 residential and 60 business mailboxes. Open the EDDM route map.
Carrier routes in 76431
76431 has 4 USPS carrier routes (4 rural (R)) with 1,631 residential and 60 business mailboxes. Routes range from 138 homes (R094) to 522 homes (R092); the median route has 486 homes. The Census counted 1,557 households in 76431 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 1 |
| 250–499 | 2 |
| 500–749 | 1 |
| 750–999 | 0 |
| 1,000–1,499 | 0 |
| 1,500+ | 0 |
Best routes in 76431 for…
Highest income
For bigger-ticket offers: remodeling, pools, financial planning, private schools.
- Route R093 — Est. median household income $93,714, 480 homes
- Route R092 — Est. median household income $91,915, 522 homes
- Route R091 — Est. median household income $79,566, 491 homes
- Route R094 — Est. median household income $78,182, 138 homes
Select these 4 routes on the route map
Often mailed by: Home services EDDM, Real estate EDDM postcards, Landscaping and lawn care mailers
Most families with kids
For tutoring, youth sports, pediatric dental, child care and family dining.
- Route R094 — Est. families with children under 18 35.9%, 138 homes
- Route R093 — Est. families with children under 18 33.9%, 480 homes
- Route R091 — Est. families with children under 18 31.9%, 491 homes
- Route R092 — Est. families with children under 18 31.2%, 522 homes
Select these 4 routes on the route map
Often mailed by: Dental practice EDDM, Healthcare and clinic mailers
Most homeowners
Owners decide on roofs, HVAC, lawns, solar and insurance; renters usually can't.
- Route R092 — Est. owner-occupied homes 93.0%, 522 homes
- Route R091 — Est. owner-occupied homes 84.1%, 491 homes
- Route R093 — Est. owner-occupied homes 83.6%, 480 homes
- Route R094 — Est. owner-occupied homes 78.5%, 138 homes
Select these 4 routes on the route map
Often mailed by: Roofing direct mail, HVAC postcards
Most new movers
New residents are still choosing a dentist, a gym and a lawn service.
- Route R093 — Est. residents who moved in the past year 18.1%, 480 homes
- Route R091 — Est. residents who moved in the past year 6.4%, 491 homes
- Route R092 — Est. residents who moved in the past year 6.2%, 522 homes
- Route R094 — Est. residents who moved in the past year 6.1%, 138 homes
Select these 4 routes on the route map
Often mailed by: Restaurant EDDM menus and offers, Gym and fitness mailers
Newest homes
Newer subdivisions: landscaping, window treatments, fencing, security, home warranties.
- Route R093 — Est. homes built 2010 or later 19.9%, 480 homes
- Route R092 — Est. homes built 2010 or later 17.1%, 522 homes
- Route R091 — Est. homes built 2010 or later 10.6%, 491 homes
- Route R094 — Est. homes built 2010 or later 8.2%, 138 homes
Select these 4 routes on the route map
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route R093 — USPS business mailboxes 37, 480 homes
- Route R091 — USPS business mailboxes 11, 491 homes
- Route R092 — USPS business mailboxes 7, 522 homes
- Route R094 — USPS business mailboxes 5, 138 homes
Select these 4 routes on the route map
Every carrier route in 76431
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| R091 | Rural | 491 | 11 | $79,566 | 84.1% | 31.9% | 6.4% |
| R092 | Rural | 522 | 7 | $91,915 | 93.0% | 31.2% | 6.2% |
| R093 | Rural | 480 | 37 | $93,714 | 83.6% | 33.9% | 18.1% |
| R094 | Rural | 138 | 5 | $78,182 | 78.5% | 35.9% | 6.1% |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 76431 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 76426 — Bridgeport city, TX (10 mi)
- 76225 — Alvord town, TX (12.6 mi)
- 76270 — Sunset CDP, TX (12.7 mi)
- 76230 — Bowie city, TX (15.7 mi)
- 76073 — Paradise city, TX (16.7 mi)
- 76458 — Jacksboro city, TX (19.6 mi)
- 76234 — Decatur city, TX (20.5 mi)
- 76239 (22.2 mi)
Areas that include 76431
- Chico, TX ZIP codes — 1 ZIP code
- Jack County ZIP codes — 8 ZIP codes
- Wise County ZIP codes — 13 ZIP codes
- Dallas–Fort Worth ZIP code map — 273 ZIP codes
- Texas ZIP code data
Where it ranks
- No. 4 of 12: highest share of owner-occupied homes in Wise County
- No. 5 of 12: highest share of households with children in Wise County
- No. 5 of 12: fastest population growth in Wise County
Mail every home in 76431
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 76431, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 76431 in?
- 76431 is a Chico, TX mailing address. By land area, 1% lies inside Chico; the rest is outside any Census-defined city or community.
- What county is 76431 in?
- 76431 is mostly in Wise County (74% of its land), with smaller parts in Jack County.
- What is the population of 76431?
- About 4,494 people (±777), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 3,517.
- What is the median household income in 76431?
- $86,875 (±$5,486), compared with $78,476 for Texas as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 76431?
- 4 USPS carrier routes with 1,631 residential and 60 business mailboxes (1,691 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 76431?
- The closest, measured center to center: 76426 (10 mi, Bridgeport), 76225 (12.6 mi, Alvord), 76270 (12.7 mi, Sunset), 76230 (15.7 mi, Bowie), 76073 (16.7 mi, Paradise) and 76458 (19.6 mi, Jacksboro).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.