78028 ZIP Code, Kerrville, TX
78028 is a ZIP code in Kerrville, Texas — mostly in Kerr County (84% of its land), with smaller parts in Gillespie County. It covers 263 square miles of land. The closest ZIP codes are 78025, 78029 and 78010. 41,206 people live here in 17,911 households. With about 156 people per square mile it is lightly settled, and owners and renters are mixed (67% own). Median household income is $66,991, below the Texas median of $78,476; the median age is 48.8, older than most ZIP codes.
Quick facts
- Mailing city: Kerrville, TX
- County: Kerr County
- Land area: 263 sq mi
- Population: 41,206
- Median household income: $66,991
- Carrier routes: 36 (19,789 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 41,206 |
| Households | 17,911 |
| Median household income | $66,991 |
| Income per person | $39,905 |
| Median age | 48.8 |
| Homeowners | 67.1% |
| Median home value | $323,200 |
| Median rent | $1,138 |
| Bachelor's degree or higher | 32.4% |
| Average commute (minutes) | 19 |
| Households with kids under 18 | 20.2% |
| Moved in the past year | 14.7% |
| Below the poverty line | 11.1% |
| Broadband internet | 91.2% |
| Speak a non-English language at home | 11.5% |
Household income
| % of households | Value |
|---|---|
| <$10K | 4.1% |
| $10–15K | 3.1% |
| $15–25K | 8.2% |
| $25–35K | 5.3% |
| $35–50K | 15.0% |
| $50–75K | 19.8% |
| $75–100K | 11.2% |
| $100–150K | 20.1% |
| $150–200K | 6.2% |
| $200K+ | 7.1% |
Age
| % of all residents | Value |
|---|---|
| <10 | 9.5% |
| 10–19 | 10.5% |
| 20–24 | 6.1% |
| 25–34 | 10.5% |
| 35–44 | 9.5% |
| 45–54 | 10.3% |
| 55–64 | 13.2% |
| 65–74 | 16.2% |
| 75+ | 14.3% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 27.1% |
| Owned outright | 34.0% |
| Rented | 29.7% |
| Vacant | 9.2% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 65.2% |
| Townhome | 2.9% |
| 2–4 units | 6.0% |
| 5–19 units | 6.6% |
| 20+ units | 5.0% |
| Mobile / other | 14.4% |
Businesses in 78028
1,308 business establishments with 16,201 employees (ZIP Codes Business Patterns 2023).
- Retail Trade: 189
- Health Care and Social Assistance: 176
- Construction: 157
- Other Services (except Public Administration): 142
- Accommodation and Food Services: 135
- Professional, Scientific, and Technical Services: 120
- Real Estate and Rental and Leasing: 81
- Administrative and Support and Waste Management and Remediation Services: 76
EDDM carrier routes
78028 has 36 USPS carrier routes with 19,789 residential and 1,805 business mailboxes. Open the EDDM route map.
Carrier routes in 78028
78028 has 36 USPS carrier routes (17 city (C), 15 rural (R), 4 highway contract (H)) with 19,789 residential and 1,805 business mailboxes. Routes range from 144 homes (C018) to 907 homes (C022); the median route has 553 homes. The Census counted 17,911 households in 78028 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 2 |
| 250–499 | 7 |
| 500–749 | 24 |
| 750–999 | 3 |
| 1,000–1,499 | 0 |
| 1,500+ | 0 |
Best routes in 78028 for…
Highest income
For bigger-ticket offers: remodeling, pools, financial planning, private schools.
- Route R019 — Est. median household income $131,922, 525 homes
- Route R001 — Est. median household income $130,427, 442 homes
- Route R021 — Est. median household income $102,324, 563 homes
- Route C008 — Est. median household income $100,346, 613 homes
- Route H051 — Est. median household income $93,829, 306 homes
Select these 5 routes on the route map
Often mailed by: Home services EDDM, Real estate EDDM postcards, Landscaping and lawn care mailers
Most families with kids
For tutoring, youth sports, pediatric dental, child care and family dining.
- Route C004 — Est. families with children under 18 39.0%, 528 homes
- Route C003 — Est. families with children under 18 34.2%, 890 homes
- Route C010 — Est. families with children under 18 34.0%, 581 homes
- Route C002 — Est. families with children under 18 29.7%, 548 homes
- Route C018 — Est. families with children under 18 29.5%, 144 homes
Select these 5 routes on the route map
Often mailed by: Dental practice EDDM, Healthcare and clinic mailers
Most homeowners
Owners decide on roofs, HVAC, lawns, solar and insurance; renters usually can't.
- Route R019 — Est. owner-occupied homes 92.6%, 525 homes
- Route R001 — Est. owner-occupied homes 91.5%, 442 homes
- Route H005 — Est. owner-occupied homes 91.4%, 481 homes
- Route C008 — Est. owner-occupied homes 90.7%, 613 homes
- Route C002 — Est. owner-occupied homes 90.4%, 548 homes
Select these 5 routes on the route map
Often mailed by: Roofing direct mail, HVAC postcards
Newest homes
Newer subdivisions: landscaping, window treatments, fencing, security, home warranties.
- Route C003 — Est. homes built 2010 or later 20.3%, 890 homes
- Route H006 — Est. homes built 2010 or later 20.2%, 526 homes
- Route R019 — Est. homes built 2010 or later 19.6%, 525 homes
- Route C010 — Est. homes built 2010 or later 19.4%, 581 homes
- Route R001 — Est. homes built 2010 or later 18.1%, 442 homes
Select these 5 routes on the route map
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route C018 — USPS business mailboxes 228, 144 homes
- Route C014 — USPS business mailboxes 221, 215 homes
- Route C016 — USPS business mailboxes 183, 400 homes
- Route R020 — USPS business mailboxes 157, 582 homes
- Route C007 — USPS business mailboxes 122, 763 homes
Select these 5 routes on the route map
Every carrier route in 78028
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| C002 | City | 548 | 4 | $77,801 | 90.4% | 29.7% | — |
| C003 | City | 890 | 10 | $58,957 | 50.9% | 34.2% | — |
| C004 | City | 528 | 5 | $63,950 | 85.8% | 39.0% | — |
| C005 | City | 511 | 49 | $55,090 | 43.3% | 27.5% | — |
| C006 | City | 626 | 63 | $72,713 | 79.8% | 15.1% | — |
| C007 | City | 763 | 122 | $51,845 | 57.0% | 15.9% | — |
| C008 | City | 613 | 1 | $100,346 | 90.7% | 13.4% | — |
| C009 | City | 743 | 73 | $47,826 | 52.8% | 28.1% | — |
| C010 | City | 581 | 12 | $69,503 | 63.9% | 34.0% | — |
| C011 | City | 643 | 69 | $70,185 | 71.5% | 20.0% | — |
| C012 | City | 722 | 57 | $57,715 | 51.8% | 21.2% | — |
| C013 | City | 552 | 33 | $71,341 | 54.8% | 15.6% | — |
| C014 | City | 215 | 221 | $73,877 | 54.1% | 21.8% | — |
| C015 | City | 567 | 87 | $38,152 | 43.3% | 18.5% | — |
| C016 | City | 400 | 183 | $80,333 | 48.1% | 28.6% | — |
| C018 | City | 144 | 228 | $53,934 | 32.6% | 29.5% | — |
| C022 | City | 907 | 86 | $48,141 | 49.7% | 12.6% | — |
| H004 | Highway contract | 420 | 30 | $76,028 | 79.7% | 17.5% | — |
| H005 | Highway contract | 481 | 6 | $87,462 | 91.4% | 29.1% | — |
| H006 | Highway contract | 526 | 37 | $65,154 | 76.0% | 14.4% | — |
| H051 | Highway contract | 306 | 1 | $93,829 | 88.5% | 9.2% | — |
| R001 | Rural | 442 | 6 | $130,427 | 91.5% | 14.0% | — |
| R002 | Rural | 510 | 19 | $66,679 | 71.1% | 20.3% | — |
| R003 | Rural | 517 | 38 | $51,216 | 75.2% | 13.3% | — |
| R004 | Rural | 557 | 68 | $77,198 | 62.9% | 22.8% | — |
| R008 | Rural | 635 | 4 | $69,542 | 60.2% | 23.8% | — |
| R009 | Rural | 475 | 1 | $71,201 | 86.3% | 14.9% | — |
| R010 | Rural | 561 | 3 | $75,589 | 59.4% | 11.1% | — |
| R011 | Rural | 645 | 0 | $70,679 | 83.4% | 15.8% | — |
| R012 | Rural | 584 | 59 | $87,236 | 75.8% | 19.6% | — |
| R017 | Rural | 554 | 14 | $90,038 | 68.3% | 18.9% | — |
| R019 | Rural | 525 | 3 | $131,922 | 92.6% | 11.6% | — |
| R020 | Rural | 582 | 157 | $62,414 | 72.1% | 19.2% | — |
| R021 | Rural | 563 | 13 | $102,324 | 79.3% | 12.8% | 9.3% |
| R022 | Rural | 434 | 7 | $76,481 | 81.7% | 15.1% | — |
| R023 | Rural | 519 | 36 | $67,649 | 68.9% | 18.7% | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 78028 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 78025 — Ingram city, TX (7.8 mi)
- 78029 (9.5 mi)
- 78010 — Center Point CDP, TX (11.2 mi)
- 78013 — Comfort CDP, TX (16.1 mi)
- 78055 (17.3 mi)
- 78024 (19.4 mi)
- 78631 — Harper CDP, TX (22.6 mi)
- 78003 — Lake Medina Shores CDP, TX (22.9 mi)
Areas that include 78028
- Kerrville, TX ZIP codes — 2 ZIP codes
- Gillespie County ZIP codes — 6 ZIP codes
- Kerr County ZIP codes — 7 ZIP codes
- Texas ZIP code data
Where it ranks
- No. 5 of 5: highest median household income in Kerr County
- No. 3 of 5: highest median home value in Kerr County
- No. 5 of 5: highest share of owner-occupied homes in Kerr County
- No. 5 of 5: highest share of households with children in Kerr County
- No. 2 of 5: highest share of residents who moved in during the past year in Kerr County
- No. 3 of 5: lowest median age in Kerr County
- No. 3 of 5: highest median age in Kerr County
- No. 2 of 5: fastest population growth in Kerr County
Mail every home in 78028
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 78028, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 78028 in?
- 78028 is a Kerrville, TX mailing address. By land area, 8% lies inside Kerrville; the rest is outside any Census-defined city or community.
- What county is 78028 in?
- 78028 is mostly in Kerr County (84% of its land), with smaller parts in Gillespie County.
- What is the population of 78028?
- About 41,206 people (±882), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 40,789.
- What is the median household income in 78028?
- $66,991 (±$4,767), compared with $78,476 for Texas as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 78028?
- 36 USPS carrier routes with 19,789 residential and 1,805 business mailboxes (21,594 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 78028?
- The closest, measured center to center: 78025 (7.8 mi, Ingram), 78029 (9.5 mi), 78010 (11.2 mi, Center Point), 78013 (16.1 mi, Comfort), 78055 (17.3 mi) and 78024 (19.4 mi).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.