80538 ZIP Code, Loveland, CO

80538 is a ZIP code in Loveland, Colorado in Larimer County. It covers 102 square miles of land. The closest ZIP codes are 80526, 80521 and 80515. 50,110 people live here in 21,474 households, more than in 9 of every 10 Colorado ZIP codes. With about 490 people per square mile it is lightly settled, and owners and renters are mixed (69% own). Median household income is $86,671, close to the Colorado median of $95,470.

Quick facts

Key figures

MeasureValue
Residents50,110
Households21,474
Median household income$86,671
Income per person$49,050
Median age42.9
Homeowners69.4%
Median home value$497,700
Median rent$1,760
Bachelor's degree or higher41.4%
Average commute (minutes)27.9
Households with kids under 1824.0%
Moved in the past year10.4%
Below the poverty line8.8%
Broadband internet92.5%
Speak a non-English language at home8.4%

Household income

% of householdsValue
<$10K4.3%
$10–15K1.8%
$15–25K6.2%
$25–35K6.3%
$35–50K8.5%
$50–75K16.4%
$75–100K13.7%
$100–150K21.0%
$150–200K9.1%
$200K+12.7%

Age

% of all residentsValue
<109.1%
10–1912.8%
20–245.8%
25–3411.8%
35–4412.8%
45–5411.7%
55–6412.8%
65–7413.5%
75+9.6%

Tenure

% of housing unitsValue
Owned, with mortgage43.8%
Owned outright24.4%
Rented29.7%
Vacant2.1%

Type of building

% of housing unitsValue
Detached house69.0%
Townhome8.9%
2–4 units3.6%
5–19 units9.4%
20+ units5.8%
Mobile / other3.3%

Businesses in 80538

1,529 business establishments with 24,652 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

80538 has 34 USPS carrier routes with 24,030 residential and 1,417 business mailboxes. Open the EDDM route map.

Carrier routes in 80538

80538 has 34 USPS carrier routes (22 city (C), 10 rural (R), 2 highway contract (H)) with 24,030 residential and 1,417 business mailboxes. Routes range from 69 homes (H062) to 1,270 homes (R006); the median route has 702 homes. The Census counted 21,474 households in 80538 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2491
250–4996
500–74913
750–99910
1,000–1,4994
1,500+0

Best routes in 80538 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route C009 — USPS business mailboxes 220, 541 homes
  2. Route R004 — USPS business mailboxes 207, 913 homes
  3. Route R011 — USPS business mailboxes 181, 1,128 homes
  4. Route R018 — USPS business mailboxes 180, 438 homes
  5. Route R016 — USPS business mailboxes 150, 1,024 homes

Select these 5 routes on the route map

Every carrier route in 80538

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
C009City541220$81,279———
C011City6642$66,939———
C012City50031$21,367———
C013City5792$75,948———
C014City49365$77,463———
C017City4906$47,163———
C018City6452$76,256———
C019City80460$65,145———
C021City5543$99,730———
C023City79520$71,167———
C027City73915$73,198———
C028City40423$64,978———
C031City62944$77,463———
C032City4120$47,163———
C034City56564$75,948———
C035City40543$81,279———
C037City87511$33,531———
C041City73938$95,039———
C043City8471$103,294———
C044City7473$103,075———
C048City9264$66,939———
C050City9792$83,237———
H062Highway contract691$126,689———
H073Highway contract5351$124,497———
R004Rural913207$46,553———
R006Rural1,2701$81,738———
R010Rural6477$124,497———
R011Rural1,128181$84,851———
R014Rural7933$72,484———
R015Rural9481$113,546———
R016Rural1,024150$73,011———
R017Rural1,0960$147,265———
R018Rural438180$81,279———
R019Rural83726$147,265———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 80538 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 80538

Mail every home in 80538

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 80538, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 80538 in?
80538 is a Loveland, CO mailing address. By land area, 21% lies inside Loveland; the rest is outside any Census-defined city or community.
What county is 80538 in?
80538 is in Larimer County.
What is the population of 80538?
About 50,110 people (±2,366), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 49,084.
What is the median household income in 80538?
$86,671 (±$6,237), compared with $95,470 for Colorado as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 80538?
34 USPS carrier routes with 24,030 residential and 1,417 business mailboxes (25,457 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 80538?
The closest, measured center to center: 80526 (6.3 mi, Fort Collins), 80521 (7 mi, Fort Collins), 80515 (9.2 mi), 80525 (10.8 mi, Fort Collins), 80537 (11.4 mi, Loveland) and 80532 (12.3 mi).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.