95628 ZIP Code, Fair Oaks, CA
95628 is a ZIP code in Fair Oaks, California in Sacramento County. It covers 13 square miles of land. The closest ZIP codes are 95610, 95662 and 95670. 44,855 people live here in 17,008 households. At about 3,479 people per square mile it has suburban density, and most homes are owner-occupied (72%). Median household income is $115,803, above the California median of $99,122.
Quick facts
- Mailing city: Fair Oaks, CA
- County: Sacramento County
- Land area: 13 sq mi
- Population: 44,855
- Median household income: $115,803
- Carrier routes: 30 (18,072 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 44,855 |
| Households | 17,008 |
| Median household income | $115,803 |
| Income per person | $56,278 |
| Median age | 43.3 |
| Homeowners | 71.6% |
| Median home value | $651,400 |
| Median rent | $1,983 |
| Bachelor's degree or higher | 45.6% |
| Average commute (minutes) | 28.7 |
| Households with kids under 18 | 28.9% |
| Moved in the past year | 11.6% |
| Below the poverty line | 7.3% |
| Broadband internet | 96.5% |
| Speak a non-English language at home | 18.8% |
Household income
| % of households | Value |
|---|---|
| <$10K | 3.6% |
| $10–15K | 1.3% |
| $15–25K | 2.5% |
| $25–35K | 3.3% |
| $35–50K | 6.3% |
| $50–75K | 11.3% |
| $75–100K | 14.0% |
| $100–150K | 22.2% |
| $150–200K | 16.7% |
| $200K+ | 18.9% |
Age
| % of all residents | Value |
|---|---|
| <10 | 11.3% |
| 10–19 | 10.7% |
| 20–24 | 3.9% |
| 25–34 | 14.0% |
| 35–44 | 12.0% |
| 45–54 | 10.8% |
| 55–64 | 14.9% |
| 65–74 | 12.5% |
| 75+ | 9.9% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 46.3% |
| Owned outright | 23.5% |
| Rented | 27.1% |
| Vacant | 3.2% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 75.1% |
| Townhome | 5.7% |
| 2–4 units | 7.0% |
| 5–19 units | 8.2% |
| 20+ units | 4.1% |
| Mobile / other | 0.0% |
Businesses in 95628
943 business establishments with 7,296 employees (ZIP Codes Business Patterns 2023).
- Health Care and Social Assistance: 158
- Professional, Scientific, and Technical Services: 135
- Construction: 117
- Other Services (except Public Administration): 99
- Retail Trade: 87
- Real Estate and Rental and Leasing: 72
- Accommodation and Food Services: 70
- Finance and Insurance: 63
EDDM carrier routes
95628 has 30 USPS carrier routes with 18,072 residential and 937 business mailboxes. Open the EDDM route map.
Carrier routes in 95628
95628 has 30 USPS carrier routes (30 city (C)) with 18,072 residential and 937 business mailboxes. Routes range from 411 homes (C004) to 884 homes (C008); the median route has 595 homes. The Census counted 17,008 households in 95628 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 0 |
| 250–499 | 3 |
| 500–749 | 25 |
| 750–999 | 2 |
| 1,000–1,499 | 0 |
| 1,500+ | 0 |
Best routes in 95628 for…
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route C009 — USPS business mailboxes 195, 538 homes
- Route C026 — USPS business mailboxes 116, 475 homes
- Route C028 — USPS business mailboxes 77, 519 homes
- Route C001 — USPS business mailboxes 59, 662 homes
- Route C014 — USPS business mailboxes 48, 521 homes
Select these 5 routes on the route map
Every carrier route in 95628
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| C001 | City | 662 | 59 | $90,815 | — | — | — |
| C002 | City | 611 | 44 | $116,577 | — | — | — |
| C003 | City | 695 | 12 | $90,338 | — | — | — |
| C004 | City | 411 | 1 | $166,065 | — | — | — |
| C005 | City | 590 | 17 | $183,348 | — | — | — |
| C007 | City | 661 | 1 | $109,909 | — | — | — |
| C008 | City | 884 | 40 | $86,157 | — | — | — |
| C009 | City | 538 | 195 | $77,045 | — | — | — |
| C010 | City | 470 | 20 | $109,909 | — | — | — |
| C012 | City | 778 | 1 | $95,092 | — | — | — |
| C013 | City | 542 | 16 | $115,523 | — | — | — |
| C014 | City | 521 | 48 | $77,166 | — | — | — |
| C015 | City | 658 | 5 | $77,045 | — | — | — |
| C016 | City | 708 | 31 | $101,599 | — | — | — |
| C017 | City | 512 | 18 | $94,876 | — | — | — |
| C019 | City | 526 | 35 | $106,552 | — | — | — |
| C021 | City | 617 | 38 | $148,400 | — | — | — |
| C024 | City | 600 | 22 | $100,813 | — | — | — |
| C025 | City | 580 | 1 | $192,230 | — | — | — |
| C026 | City | 475 | 116 | $137,464 | — | — | — |
| C028 | City | 519 | 77 | $106,552 | — | — | — |
| C032 | City | 568 | 4 | $129,405 | — | — | — |
| C034 | City | 612 | 8 | $90,815 | — | — | — |
| C035 | City | 748 | 15 | $95,092 | — | — | — |
| C036 | City | 584 | 20 | $94,876 | — | — | — |
| C039 | City | 518 | 2 | $192,230 | — | — | — |
| C041 | City | 687 | 27 | $192,230 | — | — | — |
| C043 | City | 603 | 23 | $115,523 | — | — | — |
| C044 | City | 581 | 41 | $77,166 | — | — | — |
| C045 | City | 613 | 0 | $92,152 | — | — | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 95628 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 95610 — Citrus Heights city, CA (3.1 mi)
- 95662 — Orangevale CDP, CA (3.2 mi)
- 95670 — Rancho Cordova city, CA (3.6 mi)
- 95621 — Citrus Heights city, CA (4.2 mi)
- 95608 — Carmichael CDP, CA (4.5 mi)
- 95841 — North Highlands CDP, CA (5.1 mi)
- 95842 — Foothill Farms CDP, CA (5.6 mi)
- 95630 — Folsom city, CA (6.2 mi)
Areas that include 95628
- Carmichael, CA ZIP codes — 3 ZIP codes
- Fair Oaks, CA ZIP codes — 1 ZIP code
- Sacramento County ZIP codes — 56 ZIP codes
- California ZIP code data
Where it ranks
- No. 13 of 51: highest median household income in Sacramento County
- No. 12 of 49: highest median home value in Sacramento County
- No. 16 of 51: highest share of owner-occupied homes in Sacramento County
- No. 8 of 51: highest median age in Sacramento County
- No. 11 of 49: fastest population growth in Sacramento County
Mail every home in 95628
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 95628, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 95628 in?
- 95628 is a Fair Oaks, CA mailing address. By land area, 84% lies inside Fair Oaks, 11% lies inside Carmichael and 5% lies inside Orangevale.
- What county is 95628 in?
- 95628 is in Sacramento County.
- What is the population of 95628?
- About 44,855 people (±1,775), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 42,824.
- What is the median household income in 95628?
- $115,803 (±$5,260), compared with $99,122 for California as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 95628?
- 30 USPS carrier routes with 18,072 residential and 937 business mailboxes (19,009 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 95628?
- The closest, measured center to center: 95610 (3.1 mi, Citrus Heights), 95662 (3.2 mi, Orangevale), 95670 (3.6 mi, Rancho Cordova), 95621 (4.2 mi, Citrus Heights), 95608 (4.5 mi, Carmichael) and 95841 (5.1 mi, North Highlands).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.