Which ZIP code in San Mateo County has the highest share of owner-occupied homes?

94038 (Moss Beach), at 99.0% (±1.7%), among 28 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in San Mateo County, CA

These are the 25 ZIP codes in San Mateo County with the highest share of owner-occupied homes, out of 28 with at least 1,000 residents. 94038 (Moss Beach, 99.0%), 94027 (Atherton, 87.6%) and 94018 (El Granada, 83.7%) lead the list. There is no single "best" ZIP code in San Mateo County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in San Mateo County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	94038	Moss Beach	99.0% ±1.7%	2,683	915	797
2	94027	Atherton	87.6% ±6.0%	7,002	2,236	2,478
3	94018	El Granada	83.7% ±9.1%	3,834	1,563	—
4	94028	Portola Valley	81.9% ±5.6%	6,531	2,637	2,612
5	94037	Montara	78.2% ±15.4%	2,917	1,003	—
6	94019	Half Moon Bay	73.8% ±3.8%	14,419	5,221	5,940
7	94062	Redwood City	72.7% ±3.4%	25,759	9,729	10,388
8	94020	La Honda	70.1% ±15.1%	1,694	829	198
9	94060	Pescadero	69.6% ±21.9%	1,465	362	—
10	94070	San Carlos	68.6% ±2.7%	30,447	11,279	12,601
11	94044	Pacifica	67.6% ±2.3%	37,274	13,928	—
12	94065	Redwood City	65.9% ±5.3%	11,673	4,569	5,233
13	94066	San Bruno	62.1% ±2.7%	42,728	15,224	16,434
14	94030	Millbrae	60.8% ±3.0%	22,689	8,121	9,065
15	94015	Daly City	60.4% ±2.6%	64,091	20,350	20,600
16	94014	Daly City	59.7% ±3.2%	45,315	14,101	14,348
17	94010	Burlingame	59.6% ±2.4%	43,025	16,317	18,939
18	94080	South San Francisco	58.9% ±2.2%	64,761	21,966	22,939
19	94025	Menlo Park	58.5% ±2.6%	40,721	14,619	18,110
20	94402	San Mateo	58.4% ±3.2%	25,475	10,125	10,696
21	94303	Palo Alto	57.8% ±3.1%	46,879	14,466	14,447
22	94002	Belmont	55.0% ±3.6%	27,534	10,567	11,615
23	94005	Brisbane	54.7% ±12.2%	4,692	1,912	2,005
24	94061	Redwood City	54.0% ±3.2%	37,048	12,805	14,239
25	94403	San Mateo	52.5% ±2.4%	43,276	16,414	18,180

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 28 of 31 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 8,354 households. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 94038 on the EDDM route map

More rankings

Businesses that mail these ZIP codes

Map it and price it

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Frequently asked questions

Which ZIP code in San Mateo County has the highest share of owner-occupied homes?: 94038 (Moss Beach), at 99.0% (±1.7%), among 28 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.