Which ZIP code in Santa Clara County has the highest share of owner-occupied homes?

95120 (San Jose), at 89.1% (±2.3%), among 60 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Santa Clara County, CA

These are the 25 ZIP codes in Santa Clara County with the highest share of owner-occupied homes, out of 60 with at least 1,000 residents. 95120 (San Jose, 89.1%), 94024 (Los Altos, 87.4%) and 95070 (Saratoga, 86.6%) lead the list. There is no single "best" ZIP code in Santa Clara County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Santa Clara County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	95120	San Jose	89.1% ±2.3%	36,967	12,660	12,916
2	94024	Los Altos	87.4% ±2.1%	23,051	7,938	8,068
3	95070	Saratoga	86.6% ±2.2%	31,417	11,194	11,781
4	95135	San Jose	85.9% ±3.1%	20,129	7,515	7,571
5	94028	Portola Valley	81.9% ±5.6%	6,531	2,637	2,612
6	94022	Los Altos	81.7% ±2.6%	20,027	7,275	7,892
7	95138	San Jose	80.9% ±4.2%	18,960	5,580	6,039
8	95148	San Jose	79.6% ±3.1%	44,995	12,110	11,718
9	95030	Los Gatos	79.0% ±3.6%	13,151	5,122	5,388
10	95121	San Jose	77.8% ±2.8%	36,463	9,828	9,796
11	95033	Los Gatos	76.7% ±6.3%	9,600	3,766	3,621
12	95139	San Jose	76.5% ±8.3%	7,035	2,174	2,224
13	95046	San Martin	75.7% ±8.7%	6,324	1,797	1,561
14	95132	San Jose	74.0% ±2.9%	40,334	12,068	12,018
15	94550	Livermore	73.5% ±2.0%	49,873	17,564	18,701
16	95119	San Jose	73.5% ±6.0%	10,841	3,649	3,852
17	95002	Alviso	73.3% ±8.7%	1,542	521	—
18	95124	San Jose	70.9% ±2.4%	52,096	17,586	17,617
19	95037	Morgan Hill	70.6% ±2.7%	51,943	16,742	18,928
20	95023	Hollister	68.1% ±2.7%	59,889	17,897	19,332
21	95032	Los Gatos	65.4% ±3.4%	27,313	10,450	11,051
22	95127	San Jose	65.3% ±2.7%	58,825	15,230	16,114
23	95130	San Jose	64.1% ±4.6%	13,511	4,750	4,932
24	95020	Gilroy	63.8% ±2.5%	67,181	19,984	21,334
25	95131	San Jose	61.8% ±4.4%	31,179	9,976	9,923

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 60 of 62 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 41,944 households, on 91 carrier routes with 42,948 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 95120 on the EDDM route map

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Frequently asked questions

Which ZIP code in Santa Clara County has the highest share of owner-occupied homes?: 95120 (San Jose), at 89.1% (±2.3%), among 60 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.