Which ZIP code in Clay County has the highest share of owner-occupied homes?

32140 (Florahome), at 90.2% (±7.1%), among 10 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Clay County, FL

These are the 10 ZIP codes in Clay County with the highest share of owner-occupied homes, out of 10 with at least 1,000 residents. 32140 (Florahome, 90.2%), 32666 (Melrose, 88.0%) and 32234 (Jacksonville, 86.4%) lead the list. There is no single "best" ZIP code in Clay County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Clay County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	32140	Florahome	90.2% ±7.1%	1,479	671	828
2	32666	Melrose	88.0% ±4.9%	6,662	2,848	2,759
3	32234	Jacksonville	86.4% ±4.6%	9,678	3,272	3,614
4	32003	Fleming Island	85.3% ±2.3%	29,766	11,470	11,408
5	32656	Keystone Heights	83.4% ±3.7%	15,836	5,910	6,640
6	32068	Middleburg	79.3% ±3.1%	58,983	20,769	24,150
7	32043	Green Cove Springs	78.7% ±4.0%	34,562	13,042	15,283
8	32065	Orange Park	72.5% ±3.7%	41,578	14,640	14,734
9	32091	Starke	66.0% ±6.1%	14,719	5,517	6,646
10	32073	Orange Park	62.9% ±3.3%	43,561	16,763	17,263

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 10 of 11 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 24,171 households, on 41 carrier routes with 25,249 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 32140 on the EDDM route map

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Frequently asked questions

Which ZIP code in Clay County has the highest share of owner-occupied homes?: 32140 (Florahome), at 90.2% (±7.1%), among 10 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.