Panama City Beach, FL ZIP Codes
2 ZIP codes serve Panama City Beach, Florida: 32407 and 32413. Together they are home to 31,857 residents in 14,543 households. That is more than the 18,971 people counted inside Panama City Beach city limits, because these ZIP codes reach past its boundary. Median household income ranges from $80,039 in 32413 to $80,831 in 32407.
Panama City Beach city limits (Census)
| Measure | Census figure |
|---|---|
| Residents | 18,971 |
| Households | 8,713 |
| Median household income | $80,941 |
| Median home value | $441,300 |
| Median age | 45.4 |
| Median rent | $1,791 |
All 2 ZIP codes together
| Measure | Value |
|---|---|
| Residents (sum of ZIP codes) | 31,857 |
| Households (sum of ZIP codes) | 14,543 |
| Median household income, range across ZIP codes | $80,039 (32413) to $80,831 (32407) |
| Household-weighted average of ZIP medians (an approximation, not a true median) | $80,421 |
| Homeowners | 63.5% |
| Households with kids under 18 | 20.7% |
| Moved in the past year | 19.5% |
| Carrier routes in EDDM2GO's route library | 30 routes, 25,084 homes (2 of 2 ZIP codes) |
Top facts
- Highest median household income in Panama City Beach: 32407 ($80,831)
- Most residents: 32407 (16,404 people)
- Highest homeownership: 32413 (70.2% own their home)
- Most households with kids: 32407 (25.3% of households)
- Most new movers: 32407 (22.7% moved in last year)
- Youngest median age: 32407 (38.2 years)
- Highest median home value: 32413 ($441,300)
Every ZIP code in Panama City Beach
| ZIP | Mailing city | Residents | Households | Median income | Home value | Homeowners | With kids | New movers | Carrier routes | Mailboxes | Why listed |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 32407 | Panama City Beach | 16,404 | 7,009 | $80,831 | $404,200 | 56.4% | 25.3% | 22.7% | 12 | 11,520 | 34% of its land; mailing city |
| 32413 | Panama City Beach | 15,453 | 7,534 | $80,039 | $441,300 | 70.2% | 16.5% | 16.0% | 18 | 15,108 | 13% of its land; mailing city |
A ZIP code is listed for Panama City Beach when at least 10% of its land lies inside Panama City Beach city limits, when it holds at least 10% of the place's land, or when its USPS mailing city is Panama City Beach. The table shows which applies. Totals add up whole ZIP codes, so they include any parts outside Panama City Beach.
Counties
- Bay County — 14 ZIP codes
Nearby cities sharing these ZIP codes
- Upper Grand Lagoon — 2 ZIP codes
Price a mailing to Panama City Beach ZIP codes
EDDM guides
Pick carrier routes on the EDDM route map
Frequently asked questions
- What ZIP codes are in Panama City Beach, FL?
- 32407 and 32413. A ZIP code is listed for Panama City Beach when at least 10% of its land lies inside Panama City Beach city limits, when it holds at least 10% of the place's land, or when its USPS mailing city is Panama City Beach.
- What is the population of Panama City Beach, FL?
- The Census Bureau counts 18,971 residents inside Panama City Beach city limits (ACS 2020–2024). The 2 ZIP codes that serve Panama City Beach hold 31,857 residents in all.
- What is the median household income in Panama City Beach, FL?
- $80,941 inside Panama City Beach city limits, per the Census Bureau. Across its ZIP codes the medians run from $80,039 to $80,831.
- Which Panama City Beach ZIP code has the highest median household income?
- 32407, at $80,831, among ZIP codes with at least 1,000 residents.
- How many carrier routes and mailboxes are in Panama City Beach, FL?
- For the 2 of 2 ZIP codes in EDDM2GO's stored route library: 30 carrier routes reaching 25,084 residential and 1,554 business mailboxes.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.