ZIP codes with the highest homeownership in Shelby County, KY
These are the 8 ZIP codes in Shelby County with the highest share of owner-occupied homes, out of 8 with at least 1,000 residents. 40003 (Bagdad, 94.7%), 40068 (Smithfield, 89.4%) and 40067 (Simpsonville, 84.7%) lead the list. There is no single "best" ZIP code in Shelby County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.
ZIP codes with the highest homeownership in Shelby County
| Rank | ZIP | Mailing city | Owner-occupied homes | Residents | Households | Residential mailboxes |
|---|---|---|---|---|---|---|
| 1 | 40003 | Bagdad | 94.7% ±4.3% | 1,807 | 760 | — |
| 2 | 40068 | Smithfield | 89.4% ±7.3% | 2,570 | 922 | 1,074 |
| 3 | 40067 | Simpsonville | 84.7% ±7.3% | 6,365 | 2,391 | 2,330 |
| 4 | 40057 | Pleasureville | 78.6% ±8.6% | 4,065 | 1,578 | 1,374 |
| 5 | 40245 | Louisville | 77.0% ±2.5% | 39,835 | 15,048 | — |
| 6 | 40076 | Waddy | 73.2% ±10.9% | 2,898 | 1,064 | 1,162 |
| 7 | 40065 | Shelbyville | 68.3% ±3.5% | 32,160 | 12,470 | 13,951 |
| 8 | 40019 | Eminence | 63.6% ±7.7% | 4,238 | 1,620 | 1,742 |
How we ranked them
Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 8 of 9 qualify.
Which of these to mail, and why
Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.
The top five ZIP codes on this list hold 20,699 households. Open any of them on the route map to see each carrier route's own figures before you choose.
Open 40003 on the EDDM route map
More rankings
- Richest ZIP codes in Shelby County
- ZIP codes with the highest home values in Shelby County
- ZIP codes with the most families with kids in Shelby County
- ZIP codes with the most new movers in Shelby County
- Youngest ZIP codes in Shelby County
- Oldest ZIP codes in Shelby County
- Fastest-growing ZIP codes in Shelby County
- All Shelby County ZIP codes
Businesses that mail these ZIP codes
Map it and price it
EDDM guides
Frequently asked questions
- Which ZIP code in Shelby County has the highest share of owner-occupied homes?
- 40003 (Bagdad), at 94.7% (±4.3%), among 8 ZIP codes with at least 1,000 residents.
- How is this ranking calculated?
- Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
- Why are some ZIP codes missing?
- ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.