Which ZIP code in Frederick County has the highest share of owner-occupied homes?

21770 (Monrovia), at 98.8% (±1.5%), among 26 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Frederick County, MD

These are the 25 ZIP codes in Frederick County with the highest share of owner-occupied homes, out of 26 with at least 1,000 residents. 21770 (Monrovia, 98.8%), 21777 (Point Of Rocks, 97.6%) and 21754 (Ijamsville, 96.2%) lead the list. There is no single "best" ZIP code in Frederick County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Frederick County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	21770	Monrovia	98.8% ±1.5%	8,751	2,622	2,971
2	21777	Point Of Rocks	97.6% ±2.7%	2,462	817	624
3	21754	Ijamsville	96.2% ±3.2%	8,156	2,660	2,604
4	21771	Mount Airy	94.0% ±1.8%	33,031	11,226	11,089
5	21773	Myersville	93.6% ±2.7%	5,826	1,997	1,935
6	21774	New Market	93.5% ±1.6%	17,134	5,647	6,693
7	21776	New Windsor	93.2% ±2.9%	6,261	2,346	2,091
8	21793	Walkersville	88.1% ±3.3%	10,719	3,890	3,825
9	21769	Middletown	87.0% ±4.0%	11,965	4,146	4,409
10	21755	Jefferson	86.6% ±4.8%	5,909	2,136	2,284
11	21716	Brunswick	85.1% ±4.6%	7,200	2,924	3,371
12	21758	Knoxville	84.4% ±6.8%	4,409	1,588	1,841
13	21710	Adamstown	84.0% ±5.9%	4,661	1,672	1,717
14	21757	Keymar	82.4% ±7.1%	2,671	1,018	1,097
15	20842	Dickerson	82.4% ±5.9%	2,369	802	753
16	21788	Thurmont	82.1% ±4.1%	11,654	4,649	4,704
17	21704	Frederick	82.0% ±3.0%	20,006	6,136	7,734
18	21783	Smithsburg	81.7% ±4.7%	9,910	3,632	3,304
19	21791	Union Bridge	81.7% ±5.4%	5,340	1,968	1,829
20	21798	Woodsboro	79.3% ±8.5%	2,928	929	914
21	21787	Taneytown	78.4% ±7.3%	11,645	4,431	4,630
22	21727	Emmitsburg	76.4% ±7.8%	6,052	1,673	1,454
23	21780	Sabillasville	73.0% ±18.1%	2,159	781	670
24	21703	Frederick	66.5% ±3.5%	41,960	15,517	—
25	21701	Frederick	66.2% ±2.5%	43,048	18,651	20,269

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 26 of 33 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 19,322 households, on 37 carrier routes with 19,223 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 21770 on the EDDM route map

More rankings

Businesses that mail these ZIP codes

Map it and price it

EDDM guides

Frequently asked questions

Which ZIP code in Frederick County has the highest share of owner-occupied homes?: 21770 (Monrovia), at 98.8% (±1.5%), among 26 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.