Which ZIP code in Charlotte has the highest share of owner-occupied homes?

28207 (Charlotte), at 83.9% (±3.7%), among 26 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Charlotte, NC

These are the 25 ZIP codes in Charlotte, NC with the highest share of owner-occupied homes, out of 26 with at least 1,000 residents. 28207 (Charlotte, 83.9%), 28270 (Charlotte, 76.8%) and 28214 (Charlotte, 75.7%) lead the list. There is no single "best" ZIP code in Charlotte; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Charlotte

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	28207	Charlotte	83.9% ±3.7%	9,527	4,129	4,323
2	28270	Charlotte	76.8% ±3.0%	32,448	12,148	13,491
3	28214	Charlotte	75.7% ±3.4%	43,837	15,121	19,096
4	28278	Charlotte	74.3% ±2.8%	37,420	13,640	17,111
5	28227	Charlotte	70.2% ±3.3%	60,482	21,910	23,756
6	28105	Matthews	67.6% ±2.9%	46,817	17,285	20,503
7	28226	Charlotte	67.6% ±3.1%	39,381	15,651	17,824
8	28215	Charlotte	67.2% ±2.5%	66,674	24,260	28,988
9	28134	Pineville	64.0% ±5.8%	13,245	5,055	6,282
10	28277	Charlotte	60.9% ±2.4%	73,882	28,944	32,984
11	28269	Charlotte	60.6% ±2.5%	79,586	31,766	37,665
12	28210	Charlotte	55.8% ±2.5%	47,359	20,684	22,519
13	28211	Charlotte	54.3% ±3.4%	33,925	13,602	15,558
14	28216	Charlotte	50.9% ±2.9%	57,507	23,858	27,138
15	28273	Charlotte	50.3% ±2.8%	50,966	18,996	21,463
16	28209	Charlotte	48.0% ±3.7%	24,331	12,793	15,282
17	28213	Charlotte	44.1% ±3.4%	45,904	18,636	22,489
18	28205	Charlotte	42.5% ±2.5%	51,806	23,357	26,964
19	28208	Charlotte	39.4% ±3.7%	40,197	16,548	21,067
20	28212	Charlotte	38.0% ±2.9%	42,440	15,649	17,589
21	28206	Charlotte	32.9% ±4.2%	15,375	7,126	11,308
22	28217	Charlotte	30.0% ±3.4%	32,064	12,952	19,094
23	28203	Charlotte	29.4% ±2.6%	18,823	11,038	16,647
24	28202	Charlotte	28.6% ±3.7%	17,653	9,980	14,929
25	28204	Charlotte	28.4% ±4.5%	9,314	5,582	6,533

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 26 of 31 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 66,948 households, on 116 carrier routes with 77,777 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 28207 on the EDDM route map

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Frequently asked questions

Which ZIP code in Charlotte has the highest share of owner-occupied homes?: 28207 (Charlotte), at 83.9% (±3.7%), among 26 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.