Which ZIP code in Shelby County has the highest share of owner-occupied homes?

38139 (Germantown), at 97.2% (±1.9%), among 34 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Shelby County, TN

These are the 25 ZIP codes in Shelby County with the highest share of owner-occupied homes, out of 34 with at least 1,000 residents. 38139 (Germantown, 97.2%), 38028 (Eads, 94.7%) and 38004 (Atoka, 86.6%) lead the list. There is no single "best" ZIP code in Shelby County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Shelby County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	38139	Germantown	97.2% ±1.9%	16,466	5,909	5,958
2	38028	Eads	94.7% ±4.0%	7,992	2,822	2,982
3	38004	Atoka	86.6% ±4.3%	12,001	4,258	4,317
4	38002	Arlington	83.6% ±2.6%	43,882	15,248	16,812
5	38135	Memphis	81.4% ±3.0%	30,317	10,850	11,210
6	38138	Germantown	79.8% ±3.2%	25,167	10,211	11,065
7	38017	Collierville	78.4% ±2.8%	56,826	20,551	22,519
8	38117	Memphis	75.7% ±3.2%	25,776	11,613	12,543
9	38120	Memphis	71.5% ±4.8%	13,309	6,092	6,793
10	38133	Memphis	67.9% ±5.6%	21,278	8,005	8,664
11	38053	Millington	66.9% ±3.5%	25,303	10,021	11,673
12	38018	Cordova	62.0% ±3.7%	38,527	14,575	16,113
13	38119	Memphis	60.1% ±4.3%	23,464	10,138	11,386
14	38141	Memphis	56.3% ±5.2%	23,952	8,224	7,898
15	38109	Memphis	55.7% ±3.8%	42,452	16,616	—
16	38016	Cordova	54.7% ±4.0%	44,136	18,517	20,829
17	38125	Memphis	53.5% ±4.5%	43,071	15,888	17,583
18	38122	Memphis	52.7% ±4.5%	26,021	9,234	10,298
19	38112	Memphis	51.8% ±5.2%	16,809	6,494	7,723
20	38134	Memphis	47.4% ±3.7%	43,947	15,062	15,953
21	38114	Memphis	46.0% ±4.3%	20,298	9,438	10,762
22	38108	Memphis	46.0% ±5.7%	17,562	6,508	6,908
23	38111	Memphis	44.2% ±2.9%	41,934	17,486	—
24	38116	Memphis	43.2% ±3.2%	40,061	15,599	15,359
25	38127	Memphis	42.2% ±2.9%	39,541	14,427	15,781

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 34 of 40 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 39,087 households, on 68 carrier routes with 41,279 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 38139 on the EDDM route map

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Frequently asked questions

Which ZIP code in Shelby County has the highest share of owner-occupied homes?: 38139 (Germantown), at 97.2% (±1.9%), among 34 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.