What city is 32401 in?

32401 is a Panama City, FL mailing address. By land area, 63% lies inside Panama City, 13% lies inside Springfield and 4% lies inside Cedar Grove; the rest is outside any Census-defined city or community.

What is the population of 32401?

About 18,947 people (±1,144), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 20,487.

What is the median household income in 32401?

$52,523 (±$3,748), compared with $74,568 for Florida as a whole. Half the households in the ZIP code earn more and half earn less.

How many carrier routes and mailboxes are in 32401?

14 USPS carrier routes with 10,670 residential and 1,157 business mailboxes (11,866 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.

What ZIP codes are near 32401?

The closest, measured center to center: 32405 (3.4 mi, Panama City), 32444 (5.6 mi, Lynn Haven), 32408 (7 mi, Upper Grand Lagoon), 32404 (8 mi, Panama City), 32403 (9.1 mi, Tyndall AFB) and 32407 (9.5 mi, Panama City Beach).

32401 ZIP Code, Panama City, FL

32401 is a ZIP code in Panama City, Florida in Bay County. It covers 12 square miles of land. The closest ZIP codes are 32405, 32444 and 32408. 18,947 people live here in 8,951 households. At about 1,516 people per square mile it has suburban density, and owners and renters are mixed (60% own). Median household income is $52,523, below the Florida median of $74,568.

Quick facts

Mailing city: Panama City, FL
County: Bay County
Land area: 12 sq mi
Population: 18,947
Median household income: $52,523
Carrier routes: 14 (10,670 homes)

Key figures

Measure	Value
Residents	18,947
Households	8,951
Median household income	$52,523
Income per person	$37,460
Median age	43.5
Homeowners	60.3%
Median home value	$230,500
Median rent	$1,152
Bachelor's degree or higher	21.1%
Average commute (minutes)	21.3
Households with kids under 18	22.4%
Moved in the past year	17.5%
Below the poverty line	16.3%
Broadband internet	84.8%
Speak a non-English language at home	11.0%

Household income

% of households	Value
<$10K	7.7%
$10–15K	4.8%
$15–25K	12.9%
$25–35K	6.4%
$35–50K	15.5%
$50–75K	18.6%
$75–100K	12.6%
$100–150K	13.4%
$150–200K	1.9%
$200K+	6.1%

Age

% of all residents	Value
<10	10.5%
10–19	10.5%
20–24	4.7%
25–34	13.4%
35–44	12.1%
45–54	12.6%
55–64	16.4%
65–74	10.6%
75+	9.2%

Tenure

% of housing units	Value
Owned, with mortgage	24.9%
Owned outright	26.6%
Rented	33.6%
Vacant	14.9%

Type of building

% of housing units	Value
Detached house	63.0%
Townhome	5.1%
2–4 units	11.1%
5–19 units	4.4%
20+ units	7.3%
Mobile / other	9.1%

Businesses in 32401

831 business establishments with 11,039 employees (ZIP Codes Business Patterns 2023).

Professional, Scientific, and Technical Services: 137
Retail Trade: 131
Health Care and Social Assistance: 107
Accommodation and Food Services: 84
Other Services (except Public Administration): 74
Construction: 67
Real Estate and Rental and Leasing: 48
Administrative and Support and Waste Management and Remediation Services: 38

EDDM carrier routes

32401 has 14 USPS carrier routes with 10,670 residential and 1,157 business mailboxes. Open the EDDM route map.

Carrier routes in 32401

32401 has 14 USPS carrier routes (14 city (C)) with 10,670 residential and 1,157 business mailboxes. Routes range from 335 homes (C027) to 1,102 homes (C024); the median route has 750 homes. The Census counted 8,951 households in 32401 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per route	Routes
1–249	0
250–499	1
500–749	6
750–999	5
1,000–1,499	2
1,500+	0

Best routes in 32401 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

Route C004 — USPS business mailboxes 245, 818 homes
Route C021 — USPS business mailboxes 211, 669 homes
Route C006 — USPS business mailboxes 145, 512 homes
Route C035 — USPS business mailboxes 137, 863 homes
Route C017 — USPS business mailboxes 84, 771 homes

Select these 5 routes on the route map

Every carrier route in 32401

Route	Type	Homes	Businesses	Est. median income	Est. owners	Est. families with kids	Est. moved in past year
C001	City	671	5	$113,407	—	—	—
C002	City	868	37	$113,407	—	—	—
C003	City	706	14	$78,062	—	—	—
C004	City	818	245	$25,609	—	—	—
C006	City	512	145	$49,201	—	—	—
C012	City	949	61	$41,169	—	—	—
C013	City	1,002	66	$39,371	—	—	—
C016	City	675	62	$37,081	—	—	—
C017	City	771	84	$39,577	—	—	—
C020	City	729	34	$49,201	—	—	—
C021	City	669	211	$25,609	—	—	—
C024	City	1,102	36	$37,081	—	—	—
C027	City	335	20	$41,169	—	—	—
C035	City	863	137	$56,559	—	—	—

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 32401 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

32405 — Panama City city, FL (3.4 mi)
32444 — Lynn Haven city, FL (5.6 mi)
32408 — Upper Grand Lagoon CDP, FL (7 mi)
32404 — Panama City city, FL (8 mi)
32403 — Tyndall AFB CDP, FL (9.1 mi)
32407 — Panama City Beach city, FL (9.5 mi)
32409 — Lynn Haven city, FL (13.4 mi)
32413 — Panama City Beach city, FL (18 mi)

Areas that include 32401

Where it ranks

Mail every home in 32401

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 32401, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 32401 in?: 32401 is a Panama City, FL mailing address. By land area, 63% lies inside Panama City, 13% lies inside Springfield and 4% lies inside Cedar Grove; the rest is outside any Census-defined city or community.
What county is 32401 in?: 32401 is in Bay County.
What is the population of 32401?: About 18,947 people (±1,144), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 20,487.
What is the median household income in 32401?: $52,523 (±$3,748), compared with $74,568 for Florida as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 32401?: 14 USPS carrier routes with 10,670 residential and 1,157 business mailboxes (11,866 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 32401?: The closest, measured center to center: 32405 (3.4 mi, Panama City), 32444 (5.6 mi, Lynn Haven), 32408 (7 mi, Upper Grand Lagoon), 32404 (8 mi, Panama City), 32403 (9.1 mi, Tyndall AFB) and 32407 (9.5 mi, Panama City Beach).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.