Panama City, FL ZIP Codes
6 ZIP codes serve Panama City, Florida: 32404, 32405, 32401, 32408, 32409 and 32403. Together they are home to 121,837 residents in 50,865 households. That is more than the 34,979 people counted inside Panama City city limits, because these ZIP codes reach past its boundary. Median household income ranges from $52,523 in 32401 to $80,822 in 32408.
Panama City city limits (Census)
| Measure | Census figure |
|---|---|
| Residents | 34,979 |
| Households | 15,169 |
| Median household income | $62,265 |
| Median home value | $268,900 |
| Median age | 39.5 |
| Median rent | $1,327 |
All 6 ZIP codes together
| Measure | Value |
|---|---|
| Residents (sum of ZIP codes) | 121,837 |
| Households (sum of ZIP codes) | 50,865 |
| Median household income, range across ZIP codes | $52,523 (32401) to $80,822 (32408) |
| Household-weighted average of ZIP medians (an approximation, not a true median) | $70,745 |
| Homeowners | 65.9% |
| Households with kids under 18 | 28.0% |
| Moved in the past year | 18.0% |
| Carrier routes in EDDM2GO's route library | 87 routes, 65,925 homes (6 of 6 ZIP codes) |
Top facts
- Highest median household income in Panama City: 32408 ($80,822)
- Most residents: 32404 (42,514 people)
- Highest homeownership: 32409 (92.2% own their home)
- Most households with kids: 32404 (32.8% of households)
- Most new movers: 32405 (23.8% moved in last year)
- Youngest median age: 32405 (36.2 years)
- Highest median home value: 32408 ($382,300)
Every ZIP code in Panama City
| ZIP | Mailing city | Residents | Households | Median income | Home value | Homeowners | With kids | New movers | Carrier routes | Mailboxes | Why listed |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 32404 | Panama City | 42,514 | 16,158 | $74,708 | $273,500 | 69.2% | 32.8% | 17.4% | 29 | 21,556 | 11% of its land; mailing city |
| 32405 | Panama City | 29,984 | 12,433 | $73,373 | $279,900 | 59.5% | 29.5% | 23.8% | 20 | 16,146 | 48% of its land; mailing city |
| 32401 | Panama City | 18,947 | 8,951 | $52,523 | $230,500 | 60.3% | 22.4% | 17.5% | 14 | 11,866 | 63% of its land; mailing city |
| 32408 | Panama City | 18,832 | 9,135 | $80,822 | $382,300 | 63.0% | 20.1% | 14.5% | 13 | 15,015 | mailing city |
| 32409 | Panama City | 11,113 | 4,117 | $64,516 | $275,700 | 92.2% | 32.7% | 10.0% | 10 | 4,977 | mailing city |
| 32403 | Panama City | 447 | 71 | $118,594 | — | 0.0% | 91.5% | 46.2% | 1 | 309 | mailing city |
A ZIP code is listed for Panama City when at least 10% of its land lies inside Panama City city limits, when it holds at least 10% of the place's land, or when its USPS mailing city is Panama City. The table shows which applies. Totals add up whole ZIP codes, so they include any parts outside Panama City.
Counties
- Bay County — 14 ZIP codes
Nearby cities sharing these ZIP codes
- Lynn Haven — 3 ZIP codes
- Callaway — 1 ZIP code
- Springfield — 3 ZIP codes
- Upper Grand Lagoon — 2 ZIP codes
Rankings
- Richest ZIP codes in Panama City — 5 ZIP codes ranked
- ZIP codes with the highest home values in Panama City — 5 ZIP codes ranked
- ZIP codes with the highest homeownership in Panama City — 5 ZIP codes ranked
- ZIP codes with the most families with kids in Panama City — 5 ZIP codes ranked
- ZIP codes with the most new movers in Panama City — 5 ZIP codes ranked
- Youngest ZIP codes in Panama City — 5 ZIP codes ranked
- Oldest ZIP codes in Panama City — 5 ZIP codes ranked
- Fastest-growing ZIP codes in Panama City — 5 ZIP codes ranked
Price a mailing to Panama City ZIP codes
EDDM guides
Pick carrier routes on the EDDM route map
Frequently asked questions
- What ZIP codes are in Panama City, FL?
- 32404, 32405, 32401, 32408, 32409 and 32403. A ZIP code is listed for Panama City when at least 10% of its land lies inside Panama City city limits, when it holds at least 10% of the place's land, or when its USPS mailing city is Panama City.
- What is the population of Panama City, FL?
- The Census Bureau counts 34,979 residents inside Panama City city limits (ACS 2020–2024). The 6 ZIP codes that serve Panama City hold 121,837 residents in all.
- What is the median household income in Panama City, FL?
- $62,265 inside Panama City city limits, per the Census Bureau. Across its ZIP codes the medians run from $52,523 to $80,822.
- Which Panama City ZIP code has the highest median household income?
- 32408, at $80,822, among ZIP codes with at least 1,000 residents. See the full ranking of Panama City ZIP codes by income.
- How many carrier routes and mailboxes are in Panama City, FL?
- For the 6 of 6 ZIP codes in EDDM2GO's stored route library: 87 carrier routes reaching 65,925 residential and 3,891 business mailboxes.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.