46514 ZIP Code, Elkhart, IN

46514 is a ZIP code in Elkhart, Indiana in Elkhart County. It covers 39 square miles of land. The closest ZIP codes are 46516, 49112 and 46561. 42,389 people live here in 16,298 households, more than in 9 of every 10 Indiana ZIP codes. At about 1,096 people per square mile it has suburban density, and most homes are owner-occupied (72%). Median household income is $65,833, close to the Indiana median of $71,957.

Quick facts

Key figures

MeasureValue
Residents42,389
Households16,298
Median household income$65,833
Income per person$33,541
Median age38.7
Homeowners72.0%
Median home value$197,800
Median rent$1,113
Bachelor's degree or higher20.3%
Average commute (minutes)20.9
Households with kids under 1829.6%
Moved in the past year9.2%
Below the poverty line11.5%
Broadband internet92.1%
Speak a non-English language at home13.8%

Household income

% of householdsValue
<$10K5.1%
$10–15K1.9%
$15–25K6.4%
$25–35K9.3%
$35–50K13.0%
$50–75K18.4%
$75–100K16.7%
$100–150K17.8%
$150–200K6.6%
$200K+4.9%

Age

% of all residentsValue
<1012.5%
10–1913.7%
20–246.8%
25–3412.8%
35–4411.1%
45–5412.6%
55–6412.7%
65–749.0%
75+8.7%

Tenure

% of housing unitsValue
Owned, with mortgage42.3%
Owned outright23.3%
Rented25.1%
Vacant9.4%

Type of building

% of housing unitsValue
Detached house69.5%
Townhome2.7%
2–4 units5.8%
5–19 units6.9%
20+ units4.3%
Mobile / other10.8%

Businesses in 46514

1,129 business establishments with 30,665 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

46514 has 27 USPS carrier routes with 17,882 residential and 1,332 business mailboxes. Open the EDDM route map.

Carrier routes in 46514

46514 has 27 USPS carrier routes (18 city (C), 9 rural (R)) with 17,882 residential and 1,332 business mailboxes. Routes range from 169 homes (C031) to 988 homes (C034); the median route has 660 homes. The Census counted 16,298 households in 46514 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2491
250–4993
500–74914
750–9999
1,000–1,4990
1,500+0

Best routes in 46514 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route C052 — USPS business mailboxes 218, 730 homes
  2. Route R086 — USPS business mailboxes 153, 431 homes
  3. Route C053 — USPS business mailboxes 126, 504 homes
  4. Route C066 — USPS business mailboxes 111, 631 homes
  5. Route C047 — USPS business mailboxes 100, 660 homes

Select these 5 routes on the route map

Every carrier route in 46514

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
C030City41620$53,671———
C031City1690$60,921———
C032City61648$60,872———
C034City98848$76,074———
C037City84616$68,746———
C038City80244$53,671———
C040City8338$85,495———
C045City75081$39,843———
C046City5858$51,027———
C047City660100$53,671———
C052City730218$38,729———
C053City504126$62,041———
C055City61222$68,746———
C056City55453$60,872———
C057City79344$62,041———
C065City7670$100,000———
C066City631111$38,729———
C068City6438$60,921———
R002Rural61811$74,562———
R006Rural87742$53,671———
R008Rural6808$62,041———
R010Rural9834$51,049———
R075Rural70715$88,999———
R082Rural61463$53,671———
R086Rural431153$74,562———
R087Rural68879$51,049———
R089Rural3852$76,786———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 46514 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 46514

Where it ranks

Mail every home in 46514

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 46514, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 46514 in?
46514 is a Elkhart, IN mailing address. By land area, 35% lies inside Elkhart and 9% lies inside Simonton Lake; the rest is outside any Census-defined city or community.
What county is 46514 in?
46514 is in Elkhart County.
What is the population of 46514?
About 42,389 people (±1,036), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 42,048.
What is the median household income in 46514?
$65,833 (±$7,409), compared with $71,957 for Indiana as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 46514?
27 USPS carrier routes with 17,882 residential and 1,332 business mailboxes (19,202 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 46514?
The closest, measured center to center: 46516 (3.3 mi, Elkhart), 49112 (5.8 mi, Edwardsburg), 46561 (6.3 mi, Osceola), 46517 (6.7 mi, Elkhart), 49130 (6.9 mi) and 46530 (7.9 mi, Granger).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.