46545 ZIP Code, Mishawaka, IN

46545 is a ZIP code in Mishawaka, Indiana in St. Joseph County. It covers 18 square miles of land. The closest ZIP codes are 46635, 46530 and 46615. 26,606 people live here in 11,878 households. At about 1,452 people per square mile it has suburban density, and owners and renters are mixed (53% own). Median household income is $56,865, below the Indiana median of $71,957.

Quick facts

Key figures

MeasureValue
Residents26,606
Households11,878
Median household income$56,865
Income per person$34,307
Median age38.3
Homeowners52.7%
Median home value$177,900
Median rent$1,027
Bachelor's degree or higher32.5%
Average commute (minutes)20.4
Households with kids under 1821.7%
Moved in the past year16.0%
Below the poverty line14.3%
Broadband internet89.6%
Speak a non-English language at home11.7%

Household income

% of householdsValue
<$10K5.5%
$10–15K3.3%
$15–25K8.5%
$25–35K11.3%
$35–50K16.5%
$50–75K19.4%
$75–100K12.9%
$100–150K13.8%
$150–200K4.4%
$200K+4.4%

Age

% of all residentsValue
<1012.4%
10–1910.7%
20–248.4%
25–3414.5%
35–4411.8%
45–5411.5%
55–6410.0%
65–7411.6%
75+9.0%

Tenure

% of housing unitsValue
Owned, with mortgage31.0%
Owned outright18.1%
Rented42.6%
Vacant8.4%

Type of building

% of housing unitsValue
Detached house51.1%
Townhome7.9%
2–4 units6.7%
5–19 units20.8%
20+ units9.3%
Mobile / other4.3%

Businesses in 46545

1,118 business establishments with 24,030 employees (ZIP Codes Business Patterns 2023).

EDDM carrier routes

46545 has 21 USPS carrier routes with 12,617 residential and 1,342 business mailboxes. Open the EDDM route map.

Carrier routes in 46545

46545 has 21 USPS carrier routes (19 city (C), 2 rural (R)) with 12,617 residential and 1,342 business mailboxes. Routes range from 171 homes (C048) to 1,279 homes (C033); the median route has 535 homes. The Census counted 11,878 households in 46545 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.

Homes per routeRoutes
1–2491
250–4997
500–7498
750–9993
1,000–1,4992
1,500+0

Best routes in 46545 for…

Most businesses

For B2B offers: office supplies, cleaning, IT, catering and commercial services.

  1. Route C048 — USPS business mailboxes 238, 171 homes
  2. Route C036 — USPS business mailboxes 230, 374 homes
  3. Route C049 — USPS business mailboxes 115, 408 homes
  4. Route C020 — USPS business mailboxes 97, 535 homes
  5. Route C040 — USPS business mailboxes 90, 568 homes

Select these 5 routes on the route map

Every carrier route in 46545

RouteTypeHomesBusinessesEst. median incomeEst. ownersEst. families with kidsEst. moved in past year
C003City4907$39,294———
C013City75827$51,936———
C017City83315$45,195———
C019City51111$114,694———
C020City53597$24,096———
C024City1,03465$37,597———
C026City54233$56,623———
C028City60087$47,001———
C031City48849$115,441———
C033City1,2795$31,750———
C036City374230$47,346———
C037City72945$48,392———
C038City46537$75,997———
C040City56890$58,077———
C046City9804$115,441———
C047City43473$48,392———
C048City171238$37,597———
C049City408115$114,694———
C050City60039$61,709———
R002Rural51063$115,441———
R054Rural30812$65,732———

Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 46545 on the EDDM route map.

How route demographics are estimated

Mailbox counts come from USPS; demographics are estimates

The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).

How a route gets its figures: the block-group length-share method

We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.

Margins of error

Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.

Different years

USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.

Why some routes show identical figures

Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.

Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Nearby ZIP codes

Areas that include 46545

Where it ranks

Mail every home in 46545

Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.

EDDM guides

ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 46545, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.

Frequently asked questions

What city is 46545 in?
46545 is a Mishawaka, IN mailing address. By land area, 39% lies inside Mishawaka and 13% lies inside Granger; the rest is outside any Census-defined city or community.
What county is 46545 in?
46545 is in St. Joseph County.
What is the population of 46545?
About 26,606 people (±1,336), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 26,312.
What is the median household income in 46545?
$56,865 (±$6,399), compared with $71,957 for Indiana as a whole. Half the households in the ZIP code earn more and half earn less.
How many carrier routes and mailboxes are in 46545?
21 USPS carrier routes with 12,617 residential and 1,342 business mailboxes (13,958 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
What ZIP codes are near 46545?
The closest, measured center to center: 46635 (3.2 mi, Granger), 46530 (3.4 mi, Granger), 46615 (3.6 mi, South Bend), 46561 (4.3 mi, Osceola), 46617 (4.6 mi, South Bend) and 46556 (5.1 mi, Notre Dame).

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.