46544 ZIP Code, Mishawaka, IN
46544 is a ZIP code in Mishawaka, Indiana in St. Joseph County. It covers 40 square miles of land. The closest ZIP codes are 46561, 46545 and 46573. 31,077 people live here in 12,839 households, more than in 9 of every 10 Indiana ZIP codes. With about 781 people per square mile it is lightly settled, and owners and renters are mixed (64% own). Median household income is $58,829, below the Indiana median of $71,957.
Quick facts
- Mailing city: Mishawaka, IN
- County: St. Joseph County
- Land area: 40 sq mi
- Population: 31,077
- Median household income: $58,829
- Carrier routes: 22 (14,559 homes)
Key figures
| Measure | Value |
|---|---|
| Residents | 31,077 |
| Households | 12,839 |
| Median household income | $58,829 |
| Income per person | $33,913 |
| Median age | 35.6 |
| Homeowners | 63.7% |
| Median home value | $172,200 |
| Median rent | $1,012 |
| Bachelor's degree or higher | 26.8% |
| Average commute (minutes) | 21.4 |
| Households with kids under 18 | 26.5% |
| Moved in the past year | 10.7% |
| Below the poverty line | 15.5% |
| Broadband internet | 90.7% |
| Speak a non-English language at home | 5.0% |
Household income
| % of households | Value |
|---|---|
| <$10K | 4.7% |
| $10–15K | 3.8% |
| $15–25K | 9.0% |
| $25–35K | 8.3% |
| $35–50K | 16.3% |
| $50–75K | 20.6% |
| $75–100K | 12.0% |
| $100–150K | 13.8% |
| $150–200K | 5.5% |
| $200K+ | 6.0% |
Age
| % of all residents | Value |
|---|---|
| <10 | 12.9% |
| 10–19 | 13.4% |
| 20–24 | 6.2% |
| 25–34 | 16.7% |
| 35–44 | 11.8% |
| 45–54 | 11.5% |
| 55–64 | 13.3% |
| 65–74 | 8.8% |
| 75+ | 5.5% |
Tenure
| % of housing units | Value |
|---|---|
| Owned, with mortgage | 37.7% |
| Owned outright | 22.0% |
| Rented | 33.2% |
| Vacant | 7.0% |
Type of building
| % of housing units | Value |
|---|---|
| Detached house | 65.6% |
| Townhome | 3.3% |
| 2–4 units | 7.5% |
| 5–19 units | 9.3% |
| 20+ units | 10.6% |
| Mobile / other | 3.7% |
Businesses in 46544
535 business establishments with 8,792 employees (ZIP Codes Business Patterns 2023).
- Accommodation and Food Services: 73
- Retail Trade: 68
- Health Care and Social Assistance: 68
- Other Services (except Public Administration): 58
- Construction: 45
- Manufacturing: 42
- Professional, Scientific, and Technical Services: 33
- Finance and Insurance: 31
EDDM carrier routes
46544 has 22 USPS carrier routes with 14,559 residential and 655 business mailboxes. Open the EDDM route map.
Carrier routes in 46544
46544 has 22 USPS carrier routes (19 city (C), 3 rural (R)) with 14,559 residential and 655 business mailboxes. Routes range from 482 homes (C039) to 1,024 homes (C034); the median route has 631 homes. The Census counted 12,839 households in 46544 (2020–2024 average); USPS counts current mailboxes, including new and vacant homes.
| Homes per route | Routes |
|---|---|
| 1–249 | 0 |
| 250–499 | 1 |
| 500–749 | 16 |
| 750–999 | 4 |
| 1,000–1,499 | 1 |
| 1,500+ | 0 |
Best routes in 46544 for…
Most businesses
For B2B offers: office supplies, cleaning, IT, catering and commercial services.
- Route C021 — USPS business mailboxes 137, 763 homes
- Route C034 — USPS business mailboxes 78, 1,024 homes
- Route C004 — USPS business mailboxes 64, 639 homes
- Route C011 — USPS business mailboxes 56, 623 homes
- Route C015 — USPS business mailboxes 50, 584 homes
Select these 5 routes on the route map
Every carrier route in 46544
| Route | Type | Homes | Businesses | Est. median income | Est. owners | Est. families with kids | Est. moved in past year |
|---|---|---|---|---|---|---|---|
| C004 | City | 639 | 64 | $37,860 | — | — | — |
| C005 | City | 511 | 13 | $75,380 | — | — | — |
| C008 | City | 675 | 19 | $54,528 | — | — | — |
| C010 | City | 657 | 11 | $54,461 | — | — | — |
| C011 | City | 623 | 56 | $24,096 | — | — | — |
| C012 | City | 547 | 3 | $58,587 | — | — | — |
| C014 | City | 675 | 25 | $52,694 | — | — | — |
| C015 | City | 584 | 50 | $64,662 | — | — | — |
| C021 | City | 763 | 137 | $24,096 | — | — | — |
| C022 | City | 640 | 27 | $100,261 | — | — | — |
| C025 | City | 701 | 21 | $51,936 | — | — | — |
| C027 | City | 619 | 26 | $60,469 | — | — | — |
| C029 | City | 840 | 1 | $108,160 | — | — | — |
| C032 | City | 575 | 39 | $39,124 | — | — | — |
| C034 | City | 1,024 | 78 | $59,458 | — | — | — |
| C039 | City | 482 | 13 | $54,364 | — | — | — |
| C041 | City | 528 | 21 | $64,662 | — | — | — |
| C042 | City | 769 | 12 | $15,697 | — | — | — |
| C044 | City | 572 | 11 | $24,096 | — | — | — |
| R001 | Rural | 534 | 5 | $106,234 | — | — | — |
| R053 | Rural | 622 | 16 | $109,790 | — | — | — |
| R055 | Rural | 979 | 7 | $106,234 | — | — | — |
Income, owners, families and movers are estimates for each route (how we estimate them); mailbox counts are current USPS figures. Open 46544 on the EDDM route map.
How route demographics are estimated
Mailbox counts come from USPS; demographics are estimates
The number of homes and businesses on each carrier route is the current USPS EDDM count. The Census Bureau does not publish figures for carrier routes, so income, homeownership, ages, families, movers and housing age on a route are EDDM2GO estimates built from Census block groups (neighborhood areas of roughly 600 to 3,000 people).
How a route gets its figures: the block-group length-share method
We trace each route's streets every 25 meters and record which block group each stretch falls in. The route's homes are spread along its streets in proportion to length, so a route with 60% of its street length in one block group is assumed to have 60% of its homes there. Each block group then contributes its Census counts in proportion to the share of its housing units that sit on the route (capped at the whole block group). Medians are recalculated from the combined income, home-value and age brackets, the way the Census Bureau computes them, not averaged.
Margins of error
Census survey figures carry a margin of error at 90% confidence; we carry it through the calculation and show it as ±. Our margins treat the route-to-block-group split as exact, so the real uncertainty is larger. Routes with fewer than 100 estimated households, large margins, or streets we could not place are flagged.
Different years
USPS mailbox counts are current. Census figures are 5-year averages for 2020–2024, so a new subdivision may have more homes on the route today than the Census counted. Use the route figures to compare routes with each other, not as an exact head count.
Why some routes show identical figures
Two routes that run through the same block group get the same percentages and medians, because the Census publishes one set of figures for the whole block group. Their mailbox counts still differ, and those are exact.
Route and mailbox counts: USPS EDDM route data. Route demographics: EDDM2GO estimates from U.S. Census Bureau American Community Survey 5-year block-group data (2020–2024) and 2024 cartographic block-group boundaries. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Nearby ZIP codes
- 46561 — Osceola town, IN (4.6 mi)
- 46545 — Mishawaka city, IN (5.5 mi)
- 46573 — Wakarusa town, IN (5.8 mi)
- 46615 — South Bend city, IN (5.9 mi)
- 46595 (6.4 mi)
- 46517 — Elkhart city, IN (6.8 mi)
- 46617 — South Bend city, IN (7.3 mi)
- 46601 — South Bend city, IN (7.5 mi)
Areas that include 46544
- Mishawaka, IN ZIP codes — 3 ZIP codes
- St. Joseph County ZIP codes — 23 ZIP codes
- Indiana ZIP code data
Where it ranks
Mail every home in 46544
Route counts on this page price as Full Service 6.5 × 9 postcards: we print, bundle by carrier route and hand the mailing to USPS. Prefer to take it to the Post Office yourself? Print only costs less and you pay postage at drop-off.
EDDM guides
ZIP code statistics describe the Census ZIP Code Tabulation Area (ZCTA) 46544, which approximates the USPS ZIP code area. Census figures: American Community Survey 5-year estimates, 2020–2024.
Frequently asked questions
- What city is 46544 in?
- 46544 is a Mishawaka, IN mailing address. By land area, 22% lies inside Mishawaka; the rest is outside any Census-defined city or community.
- What county is 46544 in?
- 46544 is in St. Joseph County.
- What is the population of 46544?
- About 31,077 people (±1,295), according to the Census Bureau's American Community Survey 5-year estimates for 2020–2024. The 2020 Census counted 31,571.
- What is the median household income in 46544?
- $58,829 (±$2,904), compared with $71,957 for Indiana as a whole. Half the households in the ZIP code earn more and half earn less.
- How many carrier routes and mailboxes are in 46544?
- 22 USPS carrier routes with 14,559 residential and 655 business mailboxes (15,213 in all), from the route data stored by EDDM2GO. An EDDM mailing can target any combination of these routes.
- What ZIP codes are near 46544?
- The closest, measured center to center: 46561 (4.6 mi, Osceola), 46545 (5.5 mi, Mishawaka), 46573 (5.8 mi, Wakarusa), 46615 (5.9 mi, South Bend), 46595 (6.4 mi) and 46517 (6.8 mi, Elkhart).
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.