Which ZIP code in Santa Cruz County has the highest share of owner-occupied homes?

95018 (Felton), at 81.3% (±5.2%), among 14 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Santa Cruz County, CA

These are the 14 ZIP codes in Santa Cruz County with the highest share of owner-occupied homes, out of 14 with at least 1,000 residents. 95018 (Felton, 81.3%), 95033 (Los Gatos, 76.7%) and 95066 (Scotts Valley, 76.5%) lead the list. There is no single "best" ZIP code in Santa Cruz County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Santa Cruz County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	95018	Felton	81.3% ±5.2%	6,594	2,799	3,124
2	95033	Los Gatos	76.7% ±6.3%	9,600	3,766	3,621
3	95066	Scotts Valley	76.5% ±4.9%	15,135	6,195	6,117
4	95006	Boulder Creek	76.5% ±6.6%	7,561	3,222	3,739
5	95073	Soquel	73.3% ±4.9%	11,639	4,516	4,100
6	95005	Ben Lomond	71.9% ±7.5%	7,277	2,878	2,338
7	95065	Santa Cruz	71.7% ±5.6%	7,997	2,898	3,197
8	95003	Aptos	70.6% ±3.8%	24,951	9,905	11,275
9	95076	Watsonville	56.7% ±2.4%	82,806	24,656	23,355
10	95062	Santa Cruz	53.5% ±3.2%	35,607	15,470	16,182
11	95060	Santa Cruz	51.5% ±2.4%	46,268	18,415	19,285
12	95010	Capitola	48.9% ±5.9%	8,707	4,242	4,795
13	95064	Santa Cruz	34.7% ±12.5%	10,168	495	493
14	95019	Freedom	29.7% ±7.9%	5,933	1,805	1,933

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 14 of 17 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 20,498 households, on 36 carrier routes with 20,701 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 95018 on the EDDM route map

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Frequently asked questions

Which ZIP code in Santa Cruz County has the highest share of owner-occupied homes?: 95018 (Felton), at 81.3% (±5.2%), among 14 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.