Richest ZIP codes in Santa Cruz County, CA
These are the 14 ZIP codes in Santa Cruz County with the highest median household income, out of 14 with at least 1,000 residents. 95033 (Los Gatos, $189,118), 95065 (Santa Cruz, $153,222) and 95066 (Scotts Valley, $151,250) lead the list. There is no single "best" ZIP code in Santa Cruz County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.
Richest ZIP codes in Santa Cruz County
| Rank | ZIP | Mailing city | Median household income | Residents | Households | Residential mailboxes |
|---|---|---|---|---|---|---|
| 1 | 95033 | Los Gatos | $189,118 ±$18,266 | 9,600 | 3,766 | 3,621 |
| 2 | 95065 | Santa Cruz | $153,222 ±$15,827 | 7,997 | 2,898 | 3,197 |
| 3 | 95066 | Scotts Valley | $151,250 ±$19,803 | 15,135 | 6,195 | 6,117 |
| 4 | 95003 | Aptos | $148,412 ±$13,912 | 24,951 | 9,905 | 11,275 |
| 5 | 95018 | Felton | $129,464 ±$21,862 | 6,594 | 2,799 | 3,124 |
| 6 | 95064 | Santa Cruz | $121,042 ±$48,868 | 10,168 | 495 | 493 |
| 7 | 95073 | Soquel | $118,169 ±$4,580 | 11,639 | 4,516 | 4,100 |
| 8 | 95062 | Santa Cruz | $112,106 ±$6,322 | 35,607 | 15,470 | 16,182 |
| 9 | 95060 | Santa Cruz | $108,591 ±$6,028 | 46,268 | 18,415 | 19,285 |
| 10 | 95010 | Capitola | $105,236 ±$14,728 | 8,707 | 4,242 | 4,795 |
| 11 | 95005 | Ben Lomond | $104,375 ±$28,035 | 7,277 | 2,878 | 2,338 |
| 12 | 95006 | Boulder Creek | $102,167 ±$16,139 | 7,561 | 3,222 | 3,739 |
| 13 | 95076 | Watsonville | $91,099 ±$3,876 | 82,806 | 24,656 | 23,355 |
| 14 | 95019 | Freedom | $67,474 ±$9,350 | 5,933 | 1,805 | 1,933 |
How we ranked them
Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population. ZIP codes need at least 1,000 residents to be ranked; 14 of 17 qualify.
Which of these to mail, and why
Higher-income ZIP codes suit offers with a bigger ticket: remodeling, pools, roofing, financial planning, private schools, premium dining. A median describes the middle household, not every door, so the routes inside each ZIP still vary.
The top five ZIP codes on this list hold 25,563 households, on 46 carrier routes with 27,334 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.
Open 95033 on the EDDM route map
More rankings
- ZIP codes with the highest home values in Santa Cruz County
- ZIP codes with the highest homeownership in Santa Cruz County
- ZIP codes with the most families with kids in Santa Cruz County
- ZIP codes with the most new movers in Santa Cruz County
- Youngest ZIP codes in Santa Cruz County
- Oldest ZIP codes in Santa Cruz County
- Fastest-growing ZIP codes in Santa Cruz County
- All Santa Cruz County ZIP codes
Businesses that mail these ZIP codes
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EDDM guides
Frequently asked questions
- Which ZIP code in Santa Cruz County has the highest median household income?
- 95033 (Los Gatos), at $189,118 (±$18,266), among 14 ZIP codes with at least 1,000 residents.
- How is this ranking calculated?
- Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population.
- Why are some ZIP codes missing?
- ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.