ZIP codes with the highest homeownership in San Jose, CA

These are the 25 ZIP codes in San Jose, CA with the highest share of owner-occupied homes, out of 31 with at least 1,000 residents. 95120 (San Jose, 89.1%), 95135 (San Jose, 85.9%) and 95138 (San Jose, 80.9%) lead the list. There is no single "best" ZIP code in San Jose; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in San Jose

RankZIPMailing cityOwner-occupied homesResidentsHouseholdsResidential mailboxes
195120San Jose89.1% ±2.3%36,96712,66012,916
295135San Jose85.9% ±3.1%20,1297,5157,571
395138San Jose80.9% ±4.2%18,9605,5806,039
495148San Jose79.6% ±3.1%44,99512,11011,718
595121San Jose77.8% ±2.8%36,4639,8289,796
695139San Jose76.5% ±8.3%7,0352,1742,224
795132San Jose74.0% ±2.9%40,33412,06812,018
895119San Jose73.5% ±6.0%10,8413,6493,852
995002Alviso73.3% ±8.7%1,542521—
1095124San Jose70.9% ±2.4%52,09617,58617,617
1195037Morgan Hill70.6% ±2.7%51,94316,74218,928
1295127San Jose65.3% ±2.7%58,82515,23016,114
1395130San Jose64.1% ±4.6%13,5114,7504,932
1495131San Jose61.8% ±4.4%31,1799,9769,923
1595118San Jose61.7% ±2.7%32,01511,40411,866
1695125San Jose61.1% ±2.7%54,41920,77921,658
1795123San Jose60.7% ±2.4%69,67724,37725,028
1895111San Jose59.9% ±2.5%57,20215,57816,167
1995136San Jose58.9% ±2.5%48,05616,30616,752
2095129San Jose58.6% ±3.2%41,32114,10514,660
2195133San Jose55.4% ±3.8%29,7109,3099,691
2295122San Jose53.4% ±3.0%50,77511,82912,724
2395008Campbell49.6% ±2.3%48,33319,05220,338
2495128San Jose44.7% ±3.2%33,16513,80516,130
2595116San Jose42.4% ±2.9%48,04213,39413,791

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 31 of 32 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 47,693 households, on 92 carrier routes with 48,040 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 95120 on the EDDM route map

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Frequently asked questions

Which ZIP code in San Jose has the highest share of owner-occupied homes?
95120 (San Jose), at 89.1% (±2.3%), among 31 ZIP codes with at least 1,000 residents.
How is this ranking calculated?
Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?
ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.