ZIP codes with the highest homeownership in Okaloosa County, FL

These are the 14 ZIP codes in Okaloosa County with the highest share of owner-occupied homes, out of 14 with at least 1,000 residents. 32567 (Laurel Hill, 87.2%), 32531 (Baker, 82.0%) and 32564 (Holt, 81.9%) lead the list. There is no single "best" ZIP code in Okaloosa County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Okaloosa County

RankZIPMailing cityOwner-occupied homesResidentsHouseholdsResidential mailboxes
132567Laurel Hill87.2% ±6.8%5,6091,9102,437
232531Baker82.0% ±6.5%7,3142,9553,060
332564Holt81.9% ±7.8%2,6761,1501,471
432578Niceville78.9% ±2.7%34,73813,66815,069
532539Crestview78.3% ±3.3%33,29011,83513,085
632536Crestview71.0% ±4.1%25,5999,34611,680
732569Mary Esther70.7% ±5.8%12,0635,0305,597
832579Shalimar69.9% ±4.4%10,5064,5164,954
932541Destin68.4% ±4.1%18,8558,44615,351
1032580Valparaiso66.6% ±9.5%4,1941,8332,026
1132548Fort Walton Beach58.0% ±3.4%23,77410,33312,534
1232547Fort Walton Beach56.9% ±3.3%35,52714,39116,726
1332542Eglin Afb0.0% ±5.7%3,5789001,619
1432544Hurlburt Field0.0% ±9.3%2,256538481

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 14 of 14 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 31,518 households, on 65 carrier routes with 35,122 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 32567 on the EDDM route map

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Businesses that mail these ZIP codes

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Frequently asked questions

Which ZIP code in Okaloosa County has the highest share of owner-occupied homes?
32567 (Laurel Hill), at 87.2% (±6.8%), among 14 ZIP codes with at least 1,000 residents.
How is this ranking calculated?
Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?
ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.