ZIP codes with the highest home values in Stearns County, MN
These are the 22 ZIP codes in Stearns County with the highest median home value, out of 22 with at least 1,000 residents. 55382 (South Haven, $368,100), 55320 (Clearwater, $354,600) and 56320 (Cold Spring, $353,600) lead the list. There is no single "best" ZIP code in Stearns County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.
ZIP codes with the highest home values in Stearns County
| Rank | ZIP | Mailing city | Median home value | Residents | Households | Residential mailboxes |
|---|---|---|---|---|---|---|
| 1 | 55382 | South Haven | $368,100 ±$20,541 | 3,691 | 1,436 | 1,716 |
| 2 | 55320 | Clearwater | $354,600 ±$16,756 | 5,998 | 2,229 | 2,191 |
| 3 | 56320 | Cold Spring | $353,600 ±$28,991 | 8,482 | 3,389 | 3,525 |
| 4 | 55353 | Kimball | $345,900 ±$21,329 | 3,361 | 1,191 | — |
| 5 | 56368 | Richmond | $321,100 ±$24,480 | 4,262 | 1,674 | 1,693 |
| 6 | 56377 | Sartell | $302,400 ±$20,407 | 21,063 | 8,117 | — |
| 7 | 56310 | Avon | $300,500 ±$19,786 | 5,431 | 1,981 | 2,101 |
| 8 | 56340 | Holdingford | $294,900 ±$31,147 | 2,309 | 844 | 788 |
| 9 | 56374 | Saint Joseph | $292,000 ±$24,726 | 10,029 | 3,554 | 3,459 |
| 10 | 56301 | Saint Cloud | $288,600 ±$15,983 | 35,580 | 12,609 | — |
| 11 | 56367 | Rice | $285,900 ±$11,210 | 7,209 | 2,667 | — |
| 12 | 56307 | Albany | $281,400 ±$13,322 | 5,385 | 1,999 | — |
| 13 | 55389 | Watkins | $273,700 ±$34,709 | 2,384 | 886 | — |
| 14 | 56331 | Freeport | $271,800 ±$24,430 | 2,057 | 725 | — |
| 15 | 56378 | Sauk Centre | $267,600 ±$20,579 | 8,649 | 3,523 | 3,494 |
| 16 | 56362 | Paynesville | $258,900 ±$17,056 | 5,773 | 2,328 | 2,602 |
| 17 | 56312 | Belgrade | $249,800 ±$35,321 | 2,270 | 886 | 686 |
| 18 | 56387 | Waite Park | $232,200 ±$26,313 | 7,756 | 3,307 | — |
| 19 | 56352 | Melrose | $229,100 ±$11,715 | 6,112 | 2,444 | 2,313 |
| 20 | 55329 | Eden Valley | $223,200 ±$13,043 | 2,219 | 793 | — |
| 21 | 56316 | Brooten | $218,000 ±$20,890 | 1,461 | 596 | 442 |
| 22 | 56303 | Saint Cloud | $205,200 ±$10,019 | 25,827 | 11,184 | — |
How we ranked them
Ranked by median value of owner-occupied homes as reported by owners (ACS 5-year estimates, 2020–2024). Published medians are capped at $2,000,000. ZIP codes need at least 1,000 residents to be ranked; 22 of 31 qualify.
Which of these to mail, and why
Home value tracks what owners spend on the house itself: renovations, landscaping, pest control, security, interior design. Pair it with the homeowner share so the mailer reaches owners, not tenants.
The top five ZIP codes on this list hold 9,919 households. Open any of them on the route map to see each carrier route's own figures before you choose.
Open 55382 on the EDDM route map
More rankings
- Richest ZIP codes in Stearns County
- ZIP codes with the highest homeownership in Stearns County
- ZIP codes with the most families with kids in Stearns County
- ZIP codes with the most new movers in Stearns County
- Youngest ZIP codes in Stearns County
- Oldest ZIP codes in Stearns County
- Fastest-growing ZIP codes in Stearns County
- All Stearns County ZIP codes
Businesses that mail these ZIP codes
Map it and price it
EDDM guides
Frequently asked questions
- Which ZIP code in Stearns County has the highest median home value?
- 55382 (South Haven), at $368,100 (±$20,541), among 22 ZIP codes with at least 1,000 residents.
- How is this ranking calculated?
- Ranked by median value of owner-occupied homes as reported by owners (ACS 5-year estimates, 2020–2024). Published medians are capped at $2,000,000.
- Why are some ZIP codes missing?
- ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.