Richest ZIP codes in Stearns County, MN
These are the 22 ZIP codes in Stearns County with the highest median household income, out of 22 with at least 1,000 residents. 55320 (Clearwater, $113,973), 56310 (Avon, $105,164) and 56367 (Rice, $101,771) lead the list. There is no single "best" ZIP code in Stearns County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.
Richest ZIP codes in Stearns County
| Rank | ZIP | Mailing city | Median household income | Residents | Households | Residential mailboxes |
|---|---|---|---|---|---|---|
| 1 | 55320 | Clearwater | $113,973 ±$10,142 | 5,998 | 2,229 | 2,191 |
| 2 | 56310 | Avon | $105,164 ±$10,600 | 5,431 | 1,981 | 2,101 |
| 3 | 56367 | Rice | $101,771 ±$12,053 | 7,209 | 2,667 | — |
| 4 | 56368 | Richmond | $97,407 ±$6,605 | 4,262 | 1,674 | 1,693 |
| 5 | 55389 | Watkins | $96,786 ±$8,489 | 2,384 | 886 | — |
| 6 | 56340 | Holdingford | $96,250 ±$10,786 | 2,309 | 844 | 788 |
| 7 | 56331 | Freeport | $96,042 ±$12,476 | 2,057 | 725 | — |
| 8 | 55382 | South Haven | $93,661 ±$6,744 | 3,691 | 1,436 | 1,716 |
| 9 | 56377 | Sartell | $87,172 ±$6,454 | 21,063 | 8,117 | — |
| 10 | 56320 | Cold Spring | $87,026 ±$14,155 | 8,482 | 3,389 | 3,525 |
| 11 | 56362 | Paynesville | $86,212 ±$6,932 | 5,773 | 2,328 | 2,602 |
| 12 | 56307 | Albany | $84,097 ±$11,234 | 5,385 | 1,999 | — |
| 13 | 55353 | Kimball | $83,854 ±$8,357 | 3,361 | 1,191 | — |
| 14 | 56374 | Saint Joseph | $80,156 ±$7,182 | 10,029 | 3,554 | 3,459 |
| 15 | 55329 | Eden Valley | $79,453 ±$8,714 | 2,219 | 793 | — |
| 16 | 56352 | Melrose | $73,721 ±$8,165 | 6,112 | 2,444 | 2,313 |
| 17 | 56301 | Saint Cloud | $73,142 ±$5,142 | 35,580 | 12,609 | — |
| 18 | 56378 | Sauk Centre | $72,567 ±$8,503 | 8,649 | 3,523 | 3,494 |
| 19 | 56316 | Brooten | $71,111 ±$7,793 | 1,461 | 596 | 442 |
| 20 | 56312 | Belgrade | $70,000 ±$5,086 | 2,270 | 886 | 686 |
| 21 | 56303 | Saint Cloud | $65,198 ±$3,315 | 25,827 | 11,184 | — |
| 22 | 56387 | Waite Park | $59,009 ±$10,196 | 7,756 | 3,307 | — |
How we ranked them
Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population. ZIP codes need at least 1,000 residents to be ranked; 22 of 31 qualify.
Which of these to mail, and why
Higher-income ZIP codes suit offers with a bigger ticket: remodeling, pools, roofing, financial planning, private schools, premium dining. A median describes the middle household, not every door, so the routes inside each ZIP still vary.
The top five ZIP codes on this list hold 9,437 households. Open any of them on the route map to see each carrier route's own figures before you choose.
Open 55320 on the EDDM route map
More rankings
- ZIP codes with the highest home values in Stearns County
- ZIP codes with the highest homeownership in Stearns County
- ZIP codes with the most families with kids in Stearns County
- ZIP codes with the most new movers in Stearns County
- Youngest ZIP codes in Stearns County
- Oldest ZIP codes in Stearns County
- Fastest-growing ZIP codes in Stearns County
- All Stearns County ZIP codes
Businesses that mail these ZIP codes
Map it and price it
EDDM guides
Frequently asked questions
- Which ZIP code in Stearns County has the highest median household income?
- 55320 (Clearwater), at $113,973 (±$10,142), among 22 ZIP codes with at least 1,000 residents.
- How is this ranking calculated?
- Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population.
- Why are some ZIP codes missing?
- ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.