ZIP codes with the highest homeownership in Schenectady, NY
These are the 8 ZIP codes in Schenectady, NY with the highest share of owner-occupied homes, out of 8 with at least 1,000 residents. 12309 (Schenectady, 81.7%), 12302 (Schenectady, 75.8%) and 12303 (Schenectady, 74.1%) lead the list. There is no single "best" ZIP code in Schenectady; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.
ZIP codes with the highest homeownership in Schenectady
| Rank | ZIP | Mailing city | Owner-occupied homes | Residents | Households | Residential mailboxes |
|---|---|---|---|---|---|---|
| 1 | 12309 | Schenectady | 81.7% ±2.7% | 33,246 | 12,767 | 12,981 |
| 2 | 12302 | Schenectady | 75.8% ±2.8% | 28,031 | 11,759 | 12,194 |
| 3 | 12303 | Schenectady | 74.1% ±3.1% | 29,360 | 11,910 | 12,697 |
| 4 | 12306 | Schenectady | 68.6% ±2.7% | 27,865 | 11,895 | 12,482 |
| 5 | 12304 | Schenectady | 59.6% ±4.6% | 22,403 | 9,306 | 8,972 |
| 6 | 12308 | Schenectady | 45.0% ±4.8% | 15,511 | 6,253 | 6,252 |
| 7 | 12307 | Schenectady | 26.3% ±7.0% | 7,050 | 3,166 | 2,832 |
| 8 | 12305 | Schenectady | 14.6% ±4.5% | 7,356 | 3,636 | 3,362 |
How we ranked them
Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 8 of 8 qualify.
Which of these to mail, and why
Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.
The top five ZIP codes on this list hold 57,637 households, on 116 carrier routes with 59,326 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.
Open 12309 on the EDDM route map
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- ZIP codes with the highest homeownership in Schenectady County
- All Schenectady ZIP codes
Businesses that mail these ZIP codes
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Frequently asked questions
- Which ZIP code in Schenectady has the highest share of owner-occupied homes?
- 12309 (Schenectady), at 81.7% (±2.7%), among 8 ZIP codes with at least 1,000 residents.
- How is this ranking calculated?
- Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
- Why are some ZIP codes missing?
- ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.