Which ZIP code in Montgomery County has the highest share of owner-occupied homes?

45325 (Farmersville), at 93.4% (±3.0%), among 31 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

ZIP codes with the highest homeownership in Montgomery County, OH

These are the 25 ZIP codes in Montgomery County with the highest share of owner-occupied homes, out of 31 with at least 1,000 residents. 45325 (Farmersville, 93.4%), 45315 (Clayton, 84.4%) and 45327 (Germantown, 82.9%) lead the list. There is no single "best" ZIP code in Montgomery County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

ZIP codes with the highest homeownership in Montgomery County

Rank	ZIP	Mailing city	Owner-occupied homes	Residents	Households	Residential mailboxes
1	45325	Farmersville	93.4% ±3.0%	2,470	982	1,051
2	45315	Clayton	84.4% ±6.2%	4,905	2,222	2,289
3	45327	Germantown	82.9% ±4.9%	9,315	3,586	3,962
4	45432	Dayton	78.8% ±4.0%	15,055	6,467	6,548
5	45345	New Lebanon	77.2% ±7.2%	6,110	2,451	2,627
6	45322	Englewood	76.0% ±4.1%	20,884	8,988	9,358
7	45458	Dayton	75.5% ±2.7%	38,712	15,700	16,588
8	45424	Dayton	74.3% ±2.8%	50,725	20,938	21,815
9	45309	Brookville	74.1% ±5.1%	11,876	4,648	—
10	45409	Dayton	72.2% ±4.8%	15,293	3,063	4,112
11	45429	Dayton	69.8% ±2.3%	26,347	12,068	12,698
12	45414	Dayton	69.7% ±5.1%	21,167	9,677	9,501
13	45415	Dayton	69.4% ±5.7%	12,465	5,202	5,540
14	45419	Dayton	67.3% ±3.9%	17,008	7,184	7,275
15	45377	Vandalia	66.9% ±4.2%	14,888	6,446	6,777
16	45459	Dayton	66.4% ±2.7%	28,553	13,348	13,974
17	45416	Dayton	66.3% ±7.4%	5,640	2,352	2,373
18	45342	Miamisburg	65.1% ±3.5%	36,152	15,157	17,043
19	45420	Dayton	62.4% ±3.7%	24,411	11,985	12,798
20	45440	Dayton	62.4% ±3.1%	22,358	9,637	10,968
21	45449	Dayton	59.1% ±4.7%	19,066	8,265	9,037
22	45439	Dayton	55.5% ±5.9%	11,914	4,640	5,293
23	45426	Dayton	55.3% ±4.3%	14,114	7,040	7,189
24	45431	Dayton	50.4% ±4.1%	27,951	12,529	12,690
25	45410	Dayton	49.3% ±5.4%	14,694	6,815	7,372

How we ranked them

Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024). ZIP codes need at least 1,000 residents to be ranked; 31 of 36 qualify.

Which of these to mail, and why

Homeowners make the decisions about roofs, HVAC, lawns, solar and insurance. A high owner share means fewer pieces wasted on renters who can't hire the work.

The top five ZIP codes on this list hold 15,708 households, on 30 carrier routes with 16,477 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 45325 on the EDDM route map

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Businesses that mail these ZIP codes

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Frequently asked questions

Which ZIP code in Montgomery County has the highest share of owner-occupied homes?: 45325 (Farmersville), at 93.4% (±3.0%), among 31 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by the share of occupied homes that are owner-occupied (ACS 5-year estimates, 2020–2024).
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.