Which ZIP code in Montgomery County has the highest median household income?

45458 (Dayton), at $110,150 (±$7,775), among 31 ZIP codes with at least 1,000 residents.

Why are some ZIP codes missing?

ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

Richest ZIP codes in Montgomery County, OH

These are the 25 ZIP codes in Montgomery County with the highest median household income, out of 31 with at least 1,000 residents. 45458 (Dayton, $110,150), 45327 (Germantown, $94,741) and 45315 (Clayton, $92,333) lead the list. There is no single "best" ZIP code in Montgomery County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

Richest ZIP codes in Montgomery County

Rank	ZIP	Mailing city	Median household income	Residents	Households	Residential mailboxes
1	45458	Dayton	$110,150 ±$7,775	38,712	15,700	16,588
2	45327	Germantown	$94,741 ±$11,032	9,315	3,586	3,962
3	45315	Clayton	$92,333 ±$18,779	4,905	2,222	2,289
4	45419	Dayton	$92,264 ±$4,943	17,008	7,184	7,275
5	45459	Dayton	$89,592 ±$8,309	28,553	13,348	13,974
6	45409	Dayton	$87,283 ±$12,028	15,293	3,063	4,112
7	45342	Miamisburg	$84,907 ±$6,927	36,152	15,157	17,043
8	45431	Dayton	$83,175 ±$5,900	27,951	12,529	12,690
9	45432	Dayton	$83,115 ±$9,713	15,055	6,467	6,548
10	45440	Dayton	$82,383 ±$6,052	22,358	9,637	10,968
11	45325	Farmersville	$81,250 ±$11,764	2,470	982	1,051
12	45415	Dayton	$81,176 ±$13,527	12,465	5,202	5,540
13	45424	Dayton	$80,605 ±$3,557	50,725	20,938	21,815
14	45345	New Lebanon	$80,280 ±$10,746	6,110	2,451	2,627
15	45429	Dayton	$80,210 ±$3,839	26,347	12,068	12,698
16	45377	Vandalia	$77,398 ±$13,762	14,888	6,446	6,777
17	45309	Brookville	$75,409 ±$6,148	11,876	4,648	—
18	45322	Englewood	$75,349 ±$6,617	20,884	8,988	9,358
19	45449	Dayton	$63,800 ±$5,953	19,066	8,265	9,037
20	45420	Dayton	$60,588 ±$3,509	24,411	11,985	12,798
21	45414	Dayton	$54,485 ±$10,744	21,167	9,677	9,501
22	45439	Dayton	$52,035 ±$7,360	11,914	4,640	5,293
23	45426	Dayton	$51,908 ±$4,128	14,114	7,040	7,189
24	45402	Dayton	$48,401 ±$5,196	9,407	4,602	6,786
25	45410	Dayton	$46,651 ±$2,952	14,694	6,815	7,372

How we ranked them

Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population. ZIP codes need at least 1,000 residents to be ranked; 31 of 36 qualify.

Which of these to mail, and why

Higher-income ZIP codes suit offers with a bigger ticket: remodeling, pools, roofing, financial planning, private schools, premium dining. A median describes the middle household, not every door, so the routes inside each ZIP still vary.

The top five ZIP codes on this list hold 42,040 households, on 87 carrier routes with 44,088 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 45458 on the EDDM route map

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Businesses that mail these ZIP codes

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Frequently asked questions

Which ZIP code in Montgomery County has the highest median household income?: 45458 (Dayton), at $110,150 (±$7,775), among 31 ZIP codes with at least 1,000 residents.
How is this ranking calculated?: Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population.
Why are some ZIP codes missing?: ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.