Richest ZIP codes in Ocean County, NJ

These are the 25 ZIP codes in Ocean County with the highest median household income, out of 29 with at least 1,000 residents. 08738 (Mantoloking, $250,000+), 08741 (Pine Beach, $143,094) and 08514 (Cream Ridge, $134,038) lead the list. There is no single "best" ZIP code in Ocean County; the right one depends on who you want to reach, so the same ZIP codes are ranked several ways below.

Richest ZIP codes in Ocean County

RankZIPMailing cityMedian household incomeResidentsHouseholdsResidential mailboxes
108738Mantoloking$250,000+1,3815921,061
208741Pine Beach$143,094 ±$19,0252,7091,0521,159
308514Cream Ridge$134,038 ±$22,4274,9171,7441,791
408742Point Pleasant Beach$123,152 ±$12,56725,73210,78212,514
508008Beach Haven$120,054 ±$6,4966,8373,3105,873
608734Lanoka Harbor$116,000 ±$36,6587,8792,6822,952
708050Manahawkin$115,676 ±$9,80428,05311,27412,488
808527Jackson$115,487 ±$8,18258,99120,32421,856
908533New Egypt$113,583 ±$20,1057,5632,6542,924
1008092West Creek$110,509 ±$16,0583,1191,1771,525
1108732Island Heights$110,000 ±$16,5801,558708—
1208723Brick$108,643 ±$4,49832,14113,01514,025
1308722Beachwood$106,858 ±$8,79511,0884,0033,900
1408721Bayville$105,273 ±$8,62522,7838,4589,083
1508753Toms River$105,224 ±$4,79365,44825,41026,216
1608724Brick$103,127 ±$5,53342,34516,73417,939
1708731Forked River$98,582 ±$13,13321,6298,6569,683
1808758Waretown$96,900 ±$10,7217,8683,3714,192
1908005Barnegat$93,584 ±$5,91826,86611,02812,649
2008087Tuckerton$91,677 ±$3,80225,34210,72211,917
2108755Toms River$87,575 ±$9,09829,67010,73611,307
2208733Lakehurst$85,750 ±$22,0282,8161,069964
2308752Seaside Park$78,750 ±$11,8052,3381,2221,894
2408751Seaside Heights$77,448 ±$16,5024,1852,2112,662
2508735Lavallette$76,974 ±$26,2763,4512,0323,082

How we ranked them

Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population. ZIP codes need at least 1,000 residents to be ranked; 29 of 30 qualify.

Which of these to mail, and why

Higher-income ZIP codes suit offers with a bigger ticket: remodeling, pools, roofing, financial planning, private schools, premium dining. A median describes the middle household, not every door, so the routes inside each ZIP still vary.

The top five ZIP codes on this list hold 17,480 households, on 47 carrier routes with 22,398 residential mailboxes. Open any of them on the route map to see each carrier route's own figures before you choose.

Open 08738 on the EDDM route map

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Businesses that mail these ZIP codes

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Frequently asked questions

Which ZIP code in Ocean County has the highest median household income?
08738 (Mantoloking), at $250,000+, among 29 ZIP codes with at least 1,000 residents.
How is this ranking calculated?
Ranked by median household income (ACS 5-year estimates, 2020–2024). The Census Bureau caps published medians at $250,000; ZIP codes at the cap are shown as $250,000+ and ordered by population.
Why are some ZIP codes missing?
ZIP codes with fewer than 1,000 residents are left out because their survey estimates swing too much to rank, and so are ZIP codes where the Census Bureau did not publish this figure.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.